Hong Leong Financial Group Bhd (XKLS:1082) Pretax Margin %: 81.13% (As of Mar. 2026) — 20% Above Median

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XKLS:1082 Hong Leong Financial Group Bhd XKLS:1082
53 GF Score
Price RM18.82
GF Value RM11.47
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Hong Leong Financial Group Bhd Pretax Margin %?

Hong Leong Financial Group Bhd XKLS:1082 +0.75% 53 Pretax Margin % is 81.13% as of Mar. 2026, which is 20% above its 10-year median of 67.75. GuruFocus rates XKLS:1082 with a GF Score™ of 53/100 and a GF Value™ of RM11.47 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Hong Leong Financial Group Bhd ranks better than 98.89% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Hong Leong Financial Group Bhd's Pre-Tax Income for the three months ended in Mar. 2026 was RM1,353 Mil. Hong Leong Financial Group Bhd's Revenue for the three months ended in Mar. 2026 was RM1,668 Mil. Therefore, Hong Leong Financial Group Bhd's pretax margin for the quarter that ended in Mar. 2026 was 81.13%.

The historical rank and industry rank for Hong Leong Financial Group Bhd's Pretax Margin % or its related term are showing as below:

XKLS:1082' s Pretax Margin % Range Over the Past 10 Years
Min: 57.49   Med: 67.75   Max: 89.36
Current: 85.31


XKLS:1082's Pretax Margin % is ranked better than
98.89% of 1527 companies
in the Banks industry
Industry Median: 34.67 vs XKLS:1082: 85.31

Hong Leong Financial Group Bhd  (XKLS:1082) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Hong Leong Financial Group Bhd Pretax Margin % Related Terms


Hong Leong Financial Group Bhd Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Hong Leong Financial Group Bhd's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Financial Group Bhd Pretax Margin % Chart

Hong Leong Financial Group Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.57 78.13 82.31 89.36 86.24

Hong Leong Financial Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83.17 89.73 83.38 86.87 81.13

Hong Leong Financial Group Bhd Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Financial Group Bhd Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Hong Leong Financial Group Bhd's Pretax Margin % falls into.


XKLS:1082
53GF Score
Hong Leong Financial Group Bhd XKLS:1082
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Financial Group Bhd Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Hong Leong Financial Group Bhd's Pretax Margin for the fiscal year that ended in Jun. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=6102.693/7076.137
=86.24 %

Hong Leong Financial Group Bhd's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1353.203/1667.892
=81.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 81.13% mean?
Hong Leong Financial Group Bhd (XKLS:1082) has a Pretax Margin % of 81.13% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hong Leong Financial Group Bhd and its competitors. This is 20% above median its historical median of 67.75. Over the past decade, Hong Leong Financial Group Bhd's Pretax Margin % has ranged from 57.49 to 89.36. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #17 out of 1527 companies in the Banks industry, placing it in the top 1.1%.
Is Hong Leong Financial Group Bhd's Pretax Margin % too high?
Hong Leong Financial Group Bhd's current Pretax Margin % of 81.13% is 20% above median its 10-year median of 67.75. Over the past 10 years, this metric has ranged from a low of 57.49 to a high of 89.36. The Banks industry median Pretax Margin % is 34.67. Hong Leong Financial Group Bhd's value of 81.13% is 134% above this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #17 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #17 out of 1527 companies for Pretax Margin %. This places Hong Leong Financial Group Bhd in the top 1% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Hong Leong Financial Group Bhd's value of 81.13% is 134% above this benchmark. Historically, Hong Leong Financial Group Bhd's own Pretax Margin % has ranged from 57.49 to 89.36 over the past decade. While the company's 10-year median is 67.75 vs. the industry median of 34.67, Hong Leong Financial Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current Pretax Margin % of 81.13% is 134% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current Pretax Margin % is 81.13%, which is 20% above median its own 10-year median of 67.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.47, compared to a current price of RM18.82 — trading 64.1% above its estimated fair value. The current Pretax Margin % is 81.13%, which is 20% above median its 10-year median of 67.75 and 134% above the Banks industry median of 34.67. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current Pretax Margin % is 81.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued. The current stock price of RM18.82 is trading 64.1% above its estimated GF Value™ of RM11.47. GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.

Key valuation signals for XKLS:1082:

  • Pretax Margin %: 81.13% (20% above median its 10-year median of 67.75)
  • GF Value™: RM11.47 vs. price of RM18.82 (64.1% above fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 134% above the Banks median (#17 of 1527)

No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Financial Group Bhd Business Description

Address No. 6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit Damansara, Kuala Lumpur, SGR, MYS, 50490
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score

Get the complete analysis for XKLS:1082

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM18.82
Price
RM11.47
GF Value