Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Allianz Malaysia Bhd's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Allianz Malaysia Bhd was 0.02. The lowest was 0.00. And the median was 0.01.
XKLS:1163's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Allianz Malaysia Bhd Debt-to-Equity Related Terms
Allianz Malaysia Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Allianz Malaysia Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1163 vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Malaysia Bhd (XKLS:1163) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allianz Malaysia Bhd and its competitors. According to the industry distribution chart, Allianz Malaysia Bhd ranks #999999 out of 402 companies in the Insurance industry.
Is Allianz Malaysia Bhd's Debt-to-Equity too high?
Allianz Malaysia Bhd's current Debt-to-Equity is 0.00. Based on the distribution chart, Allianz Malaysia Bhd ranks #999999 out of 402 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz Malaysia Bhd has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #999999 out of 402 companies for Debt-to-Equity. This places Allianz Malaysia Bhd in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.10, compared to a current price of RM22.28 — trading 5.6% above its estimated fair value. The current Debt-to-Equity is 0.00. Allianz Malaysia Bhd's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be overvalued.
The current stock price of RM22.28 is trading 5.6% above its estimated GF Value™ of RM21.10.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
Debt-to-Equity: 0.00
GF Value™: RM21.10 vs. price of RM22.28 (5.6% above fair value)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
81GF Score
Get the complete analysis for XKLS:1163
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1163 has been successfully added to your 
