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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Allianz Malaysia BhdXKLS:1163 -1.41%82 5-Year Yield-on-Cost % is 8.75 as of Jul. 29, 2026, which is 61% above its 10-year median of 5.44. GuruFocus rates XKLS:1163 with a GF Score™ of 82/100 and a GF Value™ of RM21.30 (Fairly Valued). The stock has 4 warning signs investors should review. Among 420 Insurance companies, Allianz Malaysia Bhd ranks better than 86.9% on this metric.
Allianz Malaysia Bhd's yield on cost for the quarter that ended in Mar. 2026 was 8.75.
The historical rank and industry rank for Allianz Malaysia Bhd's 5-Year Yield-on-Cost % or its related term are showing as below:
XKLS:1163'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.82 Med: 5.44 Max: 12.22
Current: 8.75
During the past 13 years, Allianz Malaysia Bhd's highest Yield on Cost was 12.22. The lowest was 0.82. And the median was 5.44.
XKLS:1163's 5-Year Yield-on-Cost % is ranked better than 86.9% of 420
companies
in the Insurance industry
Industry Median: 3.84
vs XKLS:1163: 8.75
Allianz Malaysia Bhd (XKLS:1163) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Allianz Malaysia Bhd 5-Year Yield-on-Cost % Related Terms
XKLS:1163 vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's 5-Year Yield-on-Cost % falls into.
Allianz Malaysia Bhd 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Allianz Malaysia Bhd (XKLS:1163) has a 5-Year Yield-on-Cost % of 8.75 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz Malaysia Bhd and its competitors. This is 61% above median its historical median of 5.44. Over the past decade, Allianz Malaysia Bhd's 5-Year Yield-on-Cost % has ranged from 0.82 to 12.22. According to the industry distribution chart, Allianz Malaysia Bhd ranks #55 out of 420 companies in the Insurance industry, placing it in the top 13.1%.
Is Allianz Malaysia Bhd's 5-Year Yield-on-Cost % too high?
Allianz Malaysia Bhd's current 5-Year Yield-on-Cost % of 8.75 is 61% above median its 10-year median of 5.44. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 12.22. The Insurance industry median 5-Year Yield-on-Cost % is 3.84. Allianz Malaysia Bhd's value of 8.75 is 127.9% above this industry median. Based on the distribution chart, Allianz Malaysia Bhd ranks #55 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Malaysia Bhd has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #55 out of 420 companies for 5-Year Yield-on-Cost %. This places Allianz Malaysia Bhd in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Allianz Malaysia Bhd's value of 8.75 is 127.9% above this benchmark. Historically, Allianz Malaysia Bhd's own 5-Year Yield-on-Cost % has ranged from 0.82 to 12.22 over the past decade. While the company's 10-year median is 5.44 vs. the industry median of 3.84, Allianz Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.84, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Malaysia Bhd's current 5-Year Yield-on-Cost % of 8.75 is 127.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current 5-Year Yield-on-Cost % is 8.75, which is 61% above median its own 10-year median of 5.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.30, compared to a current price of RM21.00 — trading 1.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 8.75, which is 61% above median its 10-year median of 5.44 and 127.9% above the Insurance industry median of 3.84. Allianz Malaysia Bhd's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current 5-Year Yield-on-Cost % is 8.75 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be undervalued.
The current stock price of RM21.00 is trading 1.4% below its estimated GF Value™ of RM21.30.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
5-Year Yield-on-Cost %: 8.75 (61% above median its 10-year median of 5.44)
GF Value™: RM21.30 vs. price of RM21.00 (1.4% below fair value)
Industry Position: 127.9% above the Insurance median (#55 of 420)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
82GF Score
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