Allianz Malaysia BhdXKLS:1163 -1.33%82 Return-on-Tangible-Equity is 15.25% as of Mar. 2026, which is 3% above its 10-year median of 14.77. GuruFocus rates XKLS:1163 with a GF Score™ of 82/100 and a GF Value™ of RM21.42 (Fairly Valued). The stock has 3 warning signs investors should review. Among 499 Insurance companies, Allianz Malaysia Bhd ranks better than 60.52% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Allianz Malaysia Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM909 Mil. Allianz Malaysia Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM5,964 Mil. Therefore, Allianz Malaysia Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 15.25%.
The historical rank and industry rank for Allianz Malaysia Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:1163'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.74 Med: 14.77 Max: 17.01
Current: 16.66
During the past 13 years, Allianz Malaysia Bhd's highest Return-on-Tangible-Equity was 17.01%. The lowest was 10.74%. And the median was 14.77%.
XKLS:1163's Return-on-Tangible-Equity is ranked better than 60.52% of 499
companies
in the Insurance industry
Industry Median: 13.32
vs XKLS:1163: 16.66
Allianz Malaysia Bhd (XKLS:1163) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Allianz Malaysia Bhd Return-on-Tangible-Equity Related Terms
Allianz Malaysia Bhd Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Allianz Malaysia Bhd's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Malaysia Bhd Return-on-Tangible-Equity Chart
XKLS:1163 vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 15.25% mean?
Allianz Malaysia Bhd (XKLS:1163) has a Return-on-Tangible-Equity of 15.25% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allianz Malaysia Bhd and its competitors. This is near median its historical median of 14.77. Over the past decade, Allianz Malaysia Bhd's Return-on-Tangible-Equity has ranged from 10.74 to 17.01. According to the industry distribution chart, Allianz Malaysia Bhd ranks #197 out of 499 companies in the Insurance industry, placing it in the top 39.5%.
Is Allianz Malaysia Bhd's Return-on-Tangible-Equity too high?
Allianz Malaysia Bhd's current Return-on-Tangible-Equity of 15.25% is near median its 10-year median of 14.77. Over the past 10 years, this metric has ranged from a low of 10.74 to a high of 17.01. The Insurance industry median Return-on-Tangible-Equity is 13.32. Allianz Malaysia Bhd's value of 15.25% is 14.5% above this industry median. Based on the distribution chart, Allianz Malaysia Bhd ranks #197 out of 499 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Malaysia Bhd has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #197 out of 499 companies for Return-on-Tangible-Equity. This puts Allianz Malaysia Bhd in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.32. Allianz Malaysia Bhd's value of 15.25% is 14.5% above this benchmark. Historically, Allianz Malaysia Bhd's own Return-on-Tangible-Equity has ranged from 10.74 to 17.01 over the past decade. While the company's 10-year median is 14.77 vs. the industry median of 13.32, Allianz Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Malaysia Bhd's current Return-on-Tangible-Equity of 15.25% is 14.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current Return-on-Tangible-Equity is 15.25%, which is near median its own 10-year median of 14.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.42, compared to a current price of RM20.84 — trading 2.7% below its estimated fair value. The current Return-on-Tangible-Equity is 15.25%, which is near median its 10-year median of 14.77 and 14.5% above the Insurance industry median of 13.32. Allianz Malaysia Bhd's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current Return-on-Tangible-Equity is 15.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be undervalued.
The current stock price of RM20.84 is trading 2.7% below its estimated GF Value™ of RM21.42.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
Return-on-Tangible-Equity: 15.25% (near median its 10-year median of 14.77)
GF Value™: RM21.42 vs. price of RM20.84 (2.7% below fair value)
Industry Position: 14.5% above the Insurance median (#197 of 499)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
82GF Score
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