Allianz Malaysia BhdXKLS:1163 -0.66%84 Pretax Margin % is 16.93% as of Mar. 2026, which is 35% above its 10-year median of 12.53. GuruFocus rates XKLS:1163 with a GF Score™ of 84/100 and a GF Value™ of RM21.50 (Fairly Valued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Allianz Malaysia Bhd ranks better than 61.39% on this metric.
The historical rank and industry rank for Allianz Malaysia Bhd's Pretax Margin % or its related term are showing as below:
XKLS:1163'
s Pretax Margin % Range Over the Past 10 Years
Min: 9.11 Med: 12.53 Max: 24.04
Current: 15.45
XKLS:1163's Pretax Margin % is ranked better than 61.39% of 505
companies
in the Insurance industry
Industry Median: 12
vs XKLS:1163: 15.45
Allianz Malaysia Bhd (XKLS:1163) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Allianz Malaysia Bhd Pretax Margin % Related Terms
Allianz Malaysia Bhd Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Allianz Malaysia Bhd's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1163 vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Malaysia Bhd (XKLS:1163) has a Pretax Margin % of 16.93% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Allianz Malaysia Bhd and its competitors. This is 35% above median its historical median of 12.53. Over the past decade, Allianz Malaysia Bhd's Pretax Margin % has ranged from 9.11 to 24.04. According to the industry distribution chart, Allianz Malaysia Bhd ranks #195 out of 505 companies in the Insurance industry, placing it in the top 38.6%.
Is Allianz Malaysia Bhd's Pretax Margin % too high?
Allianz Malaysia Bhd's current Pretax Margin % of 16.93% is 35% above median its 10-year median of 12.53. Over the past 10 years, this metric has ranged from a low of 9.11 to a high of 24.04. The Insurance industry median Pretax Margin % is 12.00. Allianz Malaysia Bhd's value of 16.93% is 41.1% above this industry median. Based on the distribution chart, Allianz Malaysia Bhd ranks #195 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Malaysia Bhd has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #195 out of 505 companies for Pretax Margin %. This puts Allianz Malaysia Bhd in the upper half of its industry. The industry median Pretax Margin % is 12.00. Allianz Malaysia Bhd's value of 16.93% is 41.1% above this benchmark. Historically, Allianz Malaysia Bhd's own Pretax Margin % has ranged from 9.11 to 24.04 over the past decade. While the company's 10-year median is 12.53 vs. the industry median of 12.00, Allianz Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Malaysia Bhd's current Pretax Margin % of 16.93% is 41.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current Pretax Margin % is 16.93%, which is 35% above median its own 10-year median of 12.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.50, compared to a current price of RM20.94 — trading 2.6% below its estimated fair value. The current Pretax Margin % is 16.93%, which is 35% above median its 10-year median of 12.53 and 41.1% above the Insurance industry median of 12.00. Allianz Malaysia Bhd's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current Pretax Margin % is 16.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be undervalued.
The current stock price of RM20.94 is trading 2.6% below its estimated GF Value™ of RM21.50.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
Pretax Margin %: 16.93% (35% above median its 10-year median of 12.53)
GF Value™: RM21.50 vs. price of RM20.94 (2.6% below fair value)
Industry Position: 41.1% above the Insurance median (#195 of 505)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
84GF Score
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