Allianz Malaysia BhdXKLS:1163 +1.24%84 Interest Coverage is 168.50 as of Mar. 2026, which is 81% below its 10-year median of 891.55. GuruFocus rates XKLS:1163 with a GF Score™ of 84/100 and a GF Value™ of RM21.54 (Fairly Valued). The stock has 3 warning signs investors should review. Among 353 Insurance companies, Allianz Malaysia Bhd ranks better than 85.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Allianz Malaysia Bhd's
EBIT
for the
three
months ended in Mar. 2026 was RM286 Mil. Allianz Malaysia Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-2 Mil.
Allianz Malaysia Bhd's interest coverage for the quarter that ended in Mar. 2026 was 168.50.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Allianz Malaysia Bhd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Allianz Malaysia Bhd's Interest Coverage or its related term are showing as below:
XKLS:1163'
s Interest Coverage Range Over the Past 10 Years
Min: 203.08 Med: 891.55 Max: No Debt
Current: 203.08
XKLS:1163's Interest Coverage is ranked better than 85.27% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs XKLS:1163: 203.08
Allianz Malaysia Bhd (XKLS:1163) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Allianz Malaysia Bhd Interest Coverage Related Terms
Allianz Malaysia Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Allianz Malaysia Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:1163 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's Interest Coverage falls into.
Allianz Malaysia Bhd Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Malaysia Bhd (XKLS:1163) has a Interest Coverage of 168.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allianz Malaysia Bhd and its competitors. This is 81% below median its historical median of 891.55. Over the past decade, Allianz Malaysia Bhd's Interest Coverage has ranged from 203.08 to 10,000.00. According to the industry distribution chart, Allianz Malaysia Bhd ranks #52 out of 353 companies in the Insurance industry, placing it in the top 14.7%.
Is Allianz Malaysia Bhd's Interest Coverage too high?
Allianz Malaysia Bhd's current Interest Coverage of 168.50 is 81% below median its 10-year median of 891.55. Over the past 10 years, this metric has ranged from a low of 203.08 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.26. Allianz Malaysia Bhd's value of 168.50 is 936.3% above this industry median. Based on the distribution chart, Allianz Malaysia Bhd ranks #52 out of 353 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Malaysia Bhd has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #52 out of 353 companies for Interest Coverage. This places Allianz Malaysia Bhd in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.26. Allianz Malaysia Bhd's value of 168.50 is 936.3% above this benchmark. Historically, Allianz Malaysia Bhd's own Interest Coverage has ranged from 203.08 to 10,000.00 over the past decade. While the company's 10-year median is 891.55 vs. the industry median of 16.26, Allianz Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Malaysia Bhd's current Interest Coverage of 168.50 is 936.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current Interest Coverage is 168.50, which is 81% below median its own 10-year median of 891.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.54, compared to a current price of RM21.30 — trading 1.1% below its estimated fair value. The current Interest Coverage is 168.50, which is 81% below median its 10-year median of 891.55 and 936.3% above the Insurance industry median of 16.26. Allianz Malaysia Bhd's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current Interest Coverage is 168.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be undervalued.
The current stock price of RM21.30 is trading 1.1% below its estimated GF Value™ of RM21.54.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
Interest Coverage: 168.50 (81% below median its 10-year median of 891.55)
GF Value™: RM21.54 vs. price of RM21.30 (1.1% below fair value)
Industry Position: 936.3% above the Insurance median (#52 of 353)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
84GF Score
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