Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Allianz Malaysia Bhd's PB Ratio or its related term are showing as below:
XKLS:1163'
s PB Ratio Range Over the Past 10 Years
Min: 0.55 Med: 0.69 Max: 0.95
Current: 0.64
During the past 13 years, Allianz Malaysia Bhd's highest PB Ratio was 0.95. The lowest was 0.55. And the median was 0.69.
XKLS:1163's PB Ratio is ranked better than 85.54% of 498
companies
in the Insurance industry
Industry Median: 1.4
vs XKLS:1163: 0.64
During the past 12 months, Allianz Malaysia Bhd's average Book Value Per Share Growth Rate was 5.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Allianz Malaysia Bhd was 69.40% per year. The lowest was 3.40% per year. And the median was 10.80% per year.
Back to Basics: PB Ratio
Allianz Malaysia Bhd (XKLS:1163) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Allianz Malaysia Bhd PB Ratio Related Terms
Allianz Malaysia Bhd PB Ratio Historical Data
* Premium members only.
The historical data trend for Allianz Malaysia Bhd's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Allianz Malaysia Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Malaysia Bhd PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Malaysia Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where Allianz Malaysia Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Allianz Malaysia Bhd (XKLS:1163) has a PB Ratio of 0.65 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allianz Malaysia Bhd and its competitors. This is near median its historical median of 0.69. Over the past decade, Allianz Malaysia Bhd's PB Ratio has ranged from 0.55 to 0.95. According to the industry distribution chart, Allianz Malaysia Bhd ranks #72 out of 498 companies in the Insurance industry, placing it in the top 14.5%.
Is Allianz Malaysia Bhd's PB Ratio too high?
Allianz Malaysia Bhd's current PB Ratio of 0.65 is near median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 0.95. The Insurance industry median PB Ratio is 1.40. Allianz Malaysia Bhd's value of 0.65 is 53.6% below this industry median. Based on the distribution chart, Allianz Malaysia Bhd ranks #72 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Malaysia Bhd has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Malaysia Bhd's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz Malaysia Bhd ranks #72 out of 498 companies for PB Ratio. This places Allianz Malaysia Bhd in the top 15% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Allianz Malaysia Bhd's value of 0.65 is 53.6% below this benchmark. Historically, Allianz Malaysia Bhd's own PB Ratio has ranged from 0.55 to 0.95 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.40, Allianz Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Malaysia Bhd's current PB Ratio of 0.65 is 53.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allianz Malaysia Bhd and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Malaysia Bhd's current PB Ratio is 0.65, which is near median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Allianz Malaysia Bhd (XKLS:1163) is currently considered Fairly Valued. The stock's GF Value™ is RM21.40, compared to a current price of RM21.06 — trading 1.6% below its estimated fair value. The current PB Ratio is 0.65, which is near median its 10-year median of 0.69 and 53.6% below the Insurance industry median of 1.40. Allianz Malaysia Bhd's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Allianz Malaysia Bhd (XKLS:1163), the current PB Ratio is 0.65 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Malaysia Bhd (XKLS:1163) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Malaysia Bhd stock appears to be undervalued.
The current stock price of RM21.06 is trading 1.6% below its estimated GF Value™ of RM21.40.
GuruFocus considers Allianz Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:1163:
PB Ratio: 0.65 (near median its 10-year median of 0.69)
GF Value™: RM21.40 vs. price of RM21.06 (1.6% below fair value)
Industry Position: 53.6% below the Insurance median (#72 of 498)
No single metric tells the full story. See the XKLS:1163 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Malaysia Bhd is an investment holding company engaged in the insurance sector. The company operates in three segments: General Insurance, Life insurance, and Investment holding. The Life insurance segment underwrites all classes of life insurance and also does investment-linked business. The company's general insurance includes automotive, home, personal insurance, and other products. The majority of revenue is generated from the General Insurance segment. The group operates mainly in Malaysia.
82GF Score
Get the complete analysis for XKLS:1163
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1163 has been successfully added to your 
