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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Alliance Bank Malaysia Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:2488'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23 Med: 0.26 Max: 0.34
Current: 0.3
During the past 13 years, the highest Debt-to-Equity Ratio of Alliance Bank Malaysia Bhd was 0.34. The lowest was 0.23. And the median was 0.26.
XKLS:2488's Debt-to-Equity is ranked better than 68.81% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs XKLS:2488: 0.30
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Alliance Bank Malaysia Bhd Debt-to-Equity Related Terms
Alliance Bank Malaysia Bhd Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alliance Bank Malaysia Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alliance Bank Malaysia Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Alliance Bank Malaysia Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Alliance Bank Malaysia Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alliance Bank Malaysia Bhd (XKLS:2488) has a Debt-to-Equity of 0.30 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alliance Bank Malaysia Bhd and its competitors. This is 15% above median its historical median of 0.26. Over the past decade, Alliance Bank Malaysia Bhd's Debt-to-Equity has ranged from 0.23 to 0.34. According to the industry distribution chart, Alliance Bank Malaysia Bhd ranks #441 out of 1414 companies in the Banks industry, placing it in the top 31.2%.
Is Alliance Bank Malaysia Bhd's Debt-to-Equity too high?
Alliance Bank Malaysia Bhd's current Debt-to-Equity of 0.30 is 15% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.34. The Banks industry median Debt-to-Equity is 0.58. Alliance Bank Malaysia Bhd's value of 0.30 is 48.3% below this industry median. Based on the distribution chart, Alliance Bank Malaysia Bhd ranks #441 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Alliance Bank Malaysia Bhd ranks #441 out of 1414 companies for Debt-to-Equity. This puts Alliance Bank Malaysia Bhd in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Alliance Bank Malaysia Bhd's value of 0.30 is 48.3% below this benchmark. Historically, Alliance Bank Malaysia Bhd's own Debt-to-Equity has ranged from 0.23 to 0.34 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.58, Alliance Bank Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliance Bank Malaysia Bhd's current Debt-to-Equity of 0.30 is 48.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alliance Bank Malaysia Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliance Bank Malaysia Bhd's current Debt-to-Equity is 0.30, which is 15% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.52, compared to a current price of RM4.92 — trading 8.8% above its estimated fair value. The current Debt-to-Equity is 0.30, which is 15% above median its 10-year median of 0.26 and 48.3% below the Banks industry median of 0.58. Alliance Bank Malaysia Bhd's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current Debt-to-Equity is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued.
The current stock price of RM4.92 is trading 8.8% above its estimated GF Value™ of RM4.52.
GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:2488:
Debt-to-Equity: 0.30 (15% above median its 10-year median of 0.26)
GF Value™: RM4.52 vs. price of RM4.92 (8.8% above fair value)
Industry Position: 48.3% below the Banks median (#441 of 1414)
No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
77GF Score
Get the complete analysis for XKLS:2488
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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