Alliance Bank Malaysia Bhd (XKLS:2488) GF Value Rank: 5 (As of Aug. 06, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:2488 Alliance Bank Malaysia Bhd XKLS:2488
77 GF Score
Price RM4.85
GF Value RM4.51
Valuation Fairly Valued
! 4 Warning Signs
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What is Alliance Bank Malaysia Bhd GF Value Rank?

Alliance Bank Malaysia Bhd XKLS:2488 77 GF Value Rank is 5 as of Aug. 06, 2026, which is at its 10-year median of 5.00. GuruFocus rates XKLS:2488 with a GF Score™ of 77/100 and a GF Value™ of RM4.51 (Fairly Valued). The stock has 4 warning signs investors should review.

Alliance Bank Malaysia Bhd has the GF Value Rank of 5.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Alliance Bank Malaysia Bhd GF Value Rank Related Terms


XKLS:2488 vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Alliance Bank Malaysia Bhd's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alliance Bank Malaysia Bhd GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Alliance Bank Malaysia Bhd's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Alliance Bank Malaysia Bhd's GF Value Rank falls into.


XKLS:2488
77GF Score
Alliance Bank Malaysia Bhd XKLS:2488
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 5 mean?
Alliance Bank Malaysia Bhd (XKLS:2488) has a GF Value Rank of 5 as of Aug. 06, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Alliance Bank Malaysia Bhd and its competitors. This is near median its historical median of 5.00. Over the past decade, Alliance Bank Malaysia Bhd's GF Value Rank has ranged from 1.00 to 10.00.
Is Alliance Bank Malaysia Bhd's GF Value Rank too high?
Alliance Bank Malaysia Bhd's current GF Value Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's GF Value Rank compare to PNC and USB?
Alliance Bank Malaysia Bhd's GF Value Rank of 5 can be compared against companies in the Banks industry. Historically, Alliance Bank Malaysia Bhd's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Alliance Bank Malaysia Bhd and its competitors. Alliance Bank Malaysia Bhd's current GF Value Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.51, compared to a current price of RM4.85 — trading 7.5% above its estimated fair value. The current GF Value Rank is 5, which is near median its 10-year median of 5.00. Alliance Bank Malaysia Bhd's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current GF Value Rank is 5 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?

Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued. The current stock price of RM4.85 is trading 7.5% above its estimated GF Value™ of RM4.51. GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.

Key valuation signals for XKLS:2488:

  • GF Value Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: RM4.51 vs. price of RM4.85 (7.5% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alliance Bank Malaysia Bhd Business Description

Address No. 8, Jalan Munshi Abdullah, 3rd Floor, Menara Multi-Purpose, Capital Square, Kuala Lumpur, SGR, MYS, 50100
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
77GF Score

Get the complete analysis for XKLS:2488

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.85
Price
RM4.51
GF Value