The historical rank and industry rank for Alliance Bank Malaysia Bhd's Net Margin % or its related term are showing as below:
XKLS:2488'
s Net Margin % Range Over the Past 10 Years
Min: 19.74 Med: 33.11 Max: 35.3
Current: 33.53
XKLS:2488's Net Margin % is ranked better than 71.97% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs XKLS:2488: 33.53
Alliance Bank Malaysia Bhd (XKLS:2488) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Alliance Bank Malaysia Bhd Net Margin % Related Terms
Alliance Bank Malaysia Bhd Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alliance Bank Malaysia Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alliance Bank Malaysia Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alliance Bank Malaysia Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where Alliance Bank Malaysia Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alliance Bank Malaysia Bhd (XKLS:2488) has a Net Margin % of 34.75% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Alliance Bank Malaysia Bhd and its competitors. This is near median its historical median of 33.11. Over the past decade, Alliance Bank Malaysia Bhd's Net Margin % has ranged from 19.74 to 35.30. According to the industry distribution chart, Alliance Bank Malaysia Bhd ranks #428 out of 1527 companies in the Banks industry, placing it in the top 28%.
Is Alliance Bank Malaysia Bhd's Net Margin % too high?
Alliance Bank Malaysia Bhd's current Net Margin % of 34.75% is near median its 10-year median of 33.11. Over the past 10 years, this metric has ranged from a low of 19.74 to a high of 35.30. The Banks industry median Net Margin % is 26.95. Alliance Bank Malaysia Bhd's value of 34.75% is 28.9% above this industry median. Based on the distribution chart, Alliance Bank Malaysia Bhd ranks #428 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Alliance Bank Malaysia Bhd ranks #428 out of 1527 companies for Net Margin %. This puts Alliance Bank Malaysia Bhd in the upper half of its industry. The industry median Net Margin % is 26.95. Alliance Bank Malaysia Bhd's value of 34.75% is 28.9% above this benchmark. Historically, Alliance Bank Malaysia Bhd's own Net Margin % has ranged from 19.74 to 35.30 over the past decade. While the company's 10-year median is 33.11 vs. the industry median of 26.95, Alliance Bank Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliance Bank Malaysia Bhd's current Net Margin % of 34.75% is 28.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Alliance Bank Malaysia Bhd and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliance Bank Malaysia Bhd's current Net Margin % is 34.75%, which is near median its own 10-year median of 33.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.49, compared to a current price of RM4.73 — trading 5.3% above its estimated fair value. The current Net Margin % is 34.75%, which is near median its 10-year median of 33.11 and 28.9% above the Banks industry median of 26.95. Alliance Bank Malaysia Bhd's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current Net Margin % is 34.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued.
The current stock price of RM4.73 is trading 5.3% above its estimated GF Value™ of RM4.49.
GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.
Key valuation signals for XKLS:2488:
Net Margin %: 34.75% (near median its 10-year median of 33.11)
GF Value™: RM4.49 vs. price of RM4.73 (5.3% above fair value)
Industry Position: 28.9% above the Banks median (#428 of 1527)
No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
81GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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