Alliance Bank Malaysia Bhd (XKLS:2488) Margin of Safety % (DCF Earnings Based): 96.79% (As of Jun. 26, 2026)


XKLS:2488 Alliance Bank Malaysia Bhd XKLS:2488
81 GF Score
Price RM4.73
GF Value RM4.49
Valuation Fairly Valued
! 4 Warning Signs
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What is Alliance Bank Malaysia Bhd Margin of Safety % (DCF Earnings Based)?

Alliance Bank Malaysia Bhd XKLS:2488 81 Margin of Safety % (DCF Earnings Based) is 96.79% as of Jun. 26, 2026. GuruFocus rates XKLS:2488 with a GF Score™ of 81/100 and a GF Value™ of RM4.49 (Fairly Valued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Alliance Bank Malaysia Bhd's Predictability Rank is 5-Stars. Alliance Bank Malaysia Bhd's intrinsic value calculated from the Discounted Earnings model is RM147.42 and current share price is RM4.73. Consequently,

Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 96.79%.

XKLS:2488 vs PNC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alliance Bank Malaysia Bhd Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) falls into.


XKLS:2488
81GF Score
Alliance Bank Malaysia Bhd XKLS:2488
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Alliance Bank Malaysia Bhd Margin of Safety % (DCF Earnings Based) Calculation

Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(147.42-4.73)/147.42
=96.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 96.79% mean?
Alliance Bank Malaysia Bhd (XKLS:2488) has a Margin of Safety % (DCF Earnings Based) of 96.79% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Alliance Bank Malaysia Bhd.
Is Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) too high?
Alliance Bank Malaysia Bhd's current Margin of Safety % (DCF Earnings Based) is 96.79%. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) compare to PNC?
Alliance Bank Malaysia Bhd's Margin of Safety % (DCF Earnings Based) of 96.79% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Alliance Bank Malaysia Bhd. Alliance Bank Malaysia Bhd's current Margin of Safety % (DCF Earnings Based) is 96.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.49, compared to a current price of RM4.73 — trading 5.3% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 96.79%. Alliance Bank Malaysia Bhd's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current Margin of Safety % (DCF Earnings Based) is 96.79% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?

Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued. The current stock price of RM4.73 is trading 5.3% above its estimated GF Value™ of RM4.49. GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.

Key valuation signals for XKLS:2488:

  • Margin of Safety % (DCF Earnings Based): 96.79%
  • GF Value™: RM4.49 vs. price of RM4.73 (5.3% above fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alliance Bank Malaysia Bhd Business Description

Address No. 8, Jalan Munshi Abdullah, 3rd Floor, Menara Multi-Purpose, Capital Square, Kuala Lumpur, SGR, MYS, 50100
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
81GF Score

Get the complete analysis for XKLS:2488

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.73
Price
RM4.49
GF Value