Alliance Bank Malaysia Bhd (XKLS:2488) EV-to-FCF: 5.29 (As of Jul. 15, 2026) — 360% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:2488 Alliance Bank Malaysia Bhd XKLS:2488
77 GF Score
Price RM4.80
GF Value RM4.50
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Alliance Bank Malaysia Bhd EV-to-FCF?

Alliance Bank Malaysia Bhd XKLS:2488 -0.41% 77 EV-to-FCF is 5.29 as of Jul. 15, 2026, which is 360% above its 10-year median of 1.15. GuruFocus rates XKLS:2488 with a GF Score™ of 77/100 and a GF Value™ of RM4.50 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,196 Banks companies, Alliance Bank Malaysia Bhd ranks better than 55.69% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Alliance Bank Malaysia Bhd's Enterprise Value is RM6,303 Mil. Alliance Bank Malaysia Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was RM1,192 Mil. Therefore, Alliance Bank Malaysia Bhd's EV-to-FCF for today is 5.29.

The historical rank and industry rank for Alliance Bank Malaysia Bhd's EV-to-FCF or its related term are showing as below:

XKLS:2488' s EV-to-FCF Range Over the Past 10 Years
Min: -22.34   Med: 1.15   Max: 100.51
Current: 5.26

During the past 13 years, the highest EV-to-FCF of Alliance Bank Malaysia Bhd was 100.51. The lowest was -22.34. And the median was 1.15.

XKLS:2488's EV-to-FCF is ranked better than
55.69% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs XKLS:2488: 5.26

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Alliance Bank Malaysia Bhd's stock price is RM4.80. Alliance Bank Malaysia Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM12.768. Therefore, Alliance Bank Malaysia Bhd's PE Ratio (TTM) for today is 0.38.


Alliance Bank Malaysia Bhd  (XKLS:2488) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Alliance Bank Malaysia Bhd's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.80/12.768
=0.38

Alliance Bank Malaysia Bhd's share price for today is RM4.80.
Alliance Bank Malaysia Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM12.768.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Alliance Bank Malaysia Bhd EV-to-FCF Related Terms


Alliance Bank Malaysia Bhd EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Alliance Bank Malaysia Bhd's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alliance Bank Malaysia Bhd EV-to-FCF Chart

Alliance Bank Malaysia Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.55 1.64 0.78 2.38 5.32

Alliance Bank Malaysia Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 9.02 4.12 3.85 5.32

XKLS:2488 vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Alliance Bank Malaysia Bhd's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alliance Bank Malaysia Bhd EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Alliance Bank Malaysia Bhd's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Alliance Bank Malaysia Bhd's EV-to-FCF falls into.


XKLS:2488
77GF Score
Alliance Bank Malaysia Bhd XKLS:2488
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alliance Bank Malaysia Bhd EV-to-FCF Calculation

Alliance Bank Malaysia Bhd's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=6302.591/1191.884
=5.29

Alliance Bank Malaysia Bhd's current Enterprise Value is RM6,303 Mil.
Alliance Bank Malaysia Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM1,192 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.29 mean?
Alliance Bank Malaysia Bhd (XKLS:2488) has a EV-to-FCF of 5.29 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alliance Bank Malaysia Bhd and its competitors. This is 360% above median its historical median of 1.15. According to the industry distribution chart, Alliance Bank Malaysia Bhd ranks #530 out of 1196 companies in the Banks industry, placing it in the top 44.3%.
Is Alliance Bank Malaysia Bhd's EV-to-FCF too high?
Alliance Bank Malaysia Bhd's current EV-to-FCF of 5.29 is 360% above median its 10-year median of 1.15. The Banks industry median EV-to-FCF is 6.58. Alliance Bank Malaysia Bhd's value of 5.29 is 19.5% below this industry median. Based on the distribution chart, Alliance Bank Malaysia Bhd ranks #530 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Alliance Bank Malaysia Bhd ranks #530 out of 1196 companies for EV-to-FCF. This puts Alliance Bank Malaysia Bhd in the upper half of its industry. The industry median EV-to-FCF is 6.58. Alliance Bank Malaysia Bhd's value of 5.29 is 19.5% below this benchmark. While the company's 10-year median is 1.15 vs. the industry median of 6.58, Alliance Bank Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliance Bank Malaysia Bhd's current EV-to-FCF of 5.29 is 19.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alliance Bank Malaysia Bhd and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliance Bank Malaysia Bhd's current EV-to-FCF is 5.29, which is 360% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.50, compared to a current price of RM4.80 — trading 6.7% above its estimated fair value. The current EV-to-FCF is 5.29, which is 360% above median its 10-year median of 1.15 and 19.5% below the Banks industry median of 6.58. Alliance Bank Malaysia Bhd's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current EV-to-FCF is 5.29 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?

Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued. The current stock price of RM4.80 is trading 6.7% above its estimated GF Value™ of RM4.50. GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.

Key valuation signals for XKLS:2488:

  • EV-to-FCF: 5.29 (360% above median its 10-year median of 1.15)
  • GF Value™: RM4.50 vs. price of RM4.80 (6.7% above fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 19.5% below the Banks median (#530 of 1196)

No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alliance Bank Malaysia Bhd Business Description

Address No. 8, Jalan Munshi Abdullah, 3rd Floor, Menara Multi-Purpose, Capital Square, Kuala Lumpur, SGR, MYS, 50100
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
77GF Score

Get the complete analysis for XKLS:2488

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.80
Price
RM4.50
GF Value