Alliance Bank Malaysia Bhd (XKLS:2488) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


XKLS:2488 Alliance Bank Malaysia Bhd XKLS:2488
80 GF Score
Price RM4.78
GF Value RM4.49
Valuation Fairly Valued
! 4 Warning Signs
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What is Alliance Bank Malaysia Bhd Scaled Net Operating Assets?

Alliance Bank Malaysia Bhd XKLS:2488 +0.84% 80 Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus rates XKLS:2488 with a GF Score™ of 80/100 and a GF Value™ of RM4.49 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Alliance Bank Malaysia Bhd's operating assets for the quarter that ended in Mar. 2026 was RM87,534 Mil. Alliance Bank Malaysia Bhd's operating liabilities for the quarter that ended in Mar. 2026 was RM80,716 Mil. Alliance Bank Malaysia Bhd's Total Assets for the quarter that ended in Dec. 2025 was RM88,410 Mil. Therefore, Alliance Bank Malaysia Bhd's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

XKLS:2488
80GF Score
Alliance Bank Malaysia Bhd XKLS:2488
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Alliance Bank Malaysia Bhd Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Alliance Bank Malaysia Bhd's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(87533.967-80715.58)/85217.305
=0.08

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=92156.014 - 4622.047
=87533.967

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=83335.148 - 2619.568 - 0
=80715.58

Alliance Bank Malaysia Bhd's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(87533.967-80715.58)/88409.925
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=92156.014 - 4622.047
=87533.967

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=83335.148 - 2619.568 - 0
=80715.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
Alliance Bank Malaysia Bhd (XKLS:2488) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Alliance Bank Malaysia Bhd and its competitors.
Is Alliance Bank Malaysia Bhd's Scaled Net Operating Assets too high?
Alliance Bank Malaysia Bhd's current Scaled Net Operating Assets is 0.08. Overall, Alliance Bank Malaysia Bhd has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliance Bank Malaysia Bhd's Scaled Net Operating Assets compare to PNC and USB?
Alliance Bank Malaysia Bhd's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Alliance Bank Malaysia Bhd and its competitors. Alliance Bank Malaysia Bhd's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Bank Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd (XKLS:2488) is currently considered Fairly Valued. The stock's GF Value™ is RM4.49, compared to a current price of RM4.78 — trading 6.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. Alliance Bank Malaysia Bhd's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Alliance Bank Malaysia Bhd (XKLS:2488), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?

Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued. The current stock price of RM4.78 is trading 6.5% above its estimated GF Value™ of RM4.49. GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.

Key valuation signals for XKLS:2488:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: RM4.49 vs. price of RM4.78 (6.5% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alliance Bank Malaysia Bhd Business Description

Address No. 8, Jalan Munshi Abdullah, 3rd Floor, Menara Multi-Purpose, Capital Square, Kuala Lumpur, SGR, MYS, 50100
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
80GF Score

Get the complete analysis for XKLS:2488

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.78
Price
RM4.49
GF Value