Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Palestine Investment BankXPAE:PIBC -6.25%51 Debt-to-Equity is 0.10 as of Mar. 2026, which is 900% above its 10-year median of 0.01. GuruFocus rates XPAE:PIBC with a GF Score™ of 51/100 and a GF Value™ of $0.93 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,419 Banks companies, Palestine Investment Bank ranks better than 88.58% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Palestine Investment Bank's Debt-to-Equity or its related term are showing as below:
XPAE:PIBC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.1
Current: 0.1
During the past 13 years, the highest Debt-to-Equity Ratio of Palestine Investment Bank was 0.10. The lowest was 0.00. And the median was 0.01.
XPAE:PIBC's Debt-to-Equity is ranked better than 88.58% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs XPAE:PIBC: 0.10
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Palestine Investment Bank Debt-to-Equity Related Terms
Palestine Investment Bank Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Palestine Investment Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Investment Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Palestine Investment Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Palestine Investment Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palestine Investment Bank (XPAE:PIBC) has a Debt-to-Equity of 0.10 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Palestine Investment Bank and its competitors. This is 900% above median its historical median of 0.01. According to the industry distribution chart, Palestine Investment Bank ranks #162 out of 1419 companies in the Banks industry, placing it in the top 11.4%.
Is Palestine Investment Bank's Debt-to-Equity too high?
Palestine Investment Bank's current Debt-to-Equity of 0.10 is 900% above median its 10-year median of 0.01. The Banks industry median Debt-to-Equity is 0.58. Palestine Investment Bank's value of 0.10 is 82.8% below this industry median. Based on the distribution chart, Palestine Investment Bank ranks #162 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Palestine Investment Bank has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Palestine Investment Bank's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Palestine Investment Bank ranks #162 out of 1419 companies for Debt-to-Equity. This places Palestine Investment Bank in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Palestine Investment Bank's value of 0.10 is 82.8% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.58, Palestine Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Investment Bank's current Debt-to-Equity of 0.10 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Palestine Investment Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Investment Bank's current Debt-to-Equity is 0.10, which is 900% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Investment Bank (XPAE:PIBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.93, compared to a current price of $1.05 — trading 12.9% above its estimated fair value. The current Debt-to-Equity is 0.10, which is 900% above median its 10-year median of 0.01 and 82.8% below the Banks industry median of 0.58. Palestine Investment Bank's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Palestine Investment Bank (XPAE:PIBC), the current Debt-to-Equity is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Investment Bank (XPAE:PIBC) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Investment Bank stock appears to be overvalued.
The current stock price of $1.05 is trading 12.9% above its estimated GF Value™ of $0.93.
GuruFocus considers Palestine Investment Bank to be Modestly Overvalued.
Key valuation signals for XPAE:PIBC:
Debt-to-Equity: 0.10 (900% above median its 10-year median of 0.01)
GF Value™: $0.93 vs. price of $1.05 (12.9% above fair value)
Industry Position: 82.8% below the Banks median (#162 of 1419)
No single metric tells the full story. See the XPAE:PIBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Investment Bank is engaged in banking and financial activities in Palestine. The services provided by the bank include a Current Account, Savings Account, Term Deposit Account, and Smart Deposit. The commercial services of the bank include Letters of Credit, Issuing Letters of Guarantee, and Bills for Collection. The company's operating business segments are Retail banking, Corporate banking services, Treasury, and others. The revenue of the company derives from retail banking.
51GF Score
Get the complete analysis for XPAE:PIBC
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPAE:PIBC has been successfully added to your 
