Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Palestine Investment BankXPAE:PIBC 48 FCF Margin % is 197.25% as of Mar. 2026, which is 1181% above its 10-year median of 15.40. GuruFocus rates XPAE:PIBC with a GF Score™ of 48/100 and a GF Value™ of $0.93 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Palestine Investment Bank ranks better than 84.18% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Palestine Investment Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Investment Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Palestine Investment Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Palestine Investment Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palestine Investment Bank (XPAE:PIBC) has a FCF Margin % of 197.25% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Palestine Investment Bank and its competitors. This is 1181% above median its historical median of 15.40. According to the industry distribution chart, Palestine Investment Bank ranks #238 out of 1504 companies in the Banks industry, placing it in the top 15.8%.
Is Palestine Investment Bank's FCF Margin % too high?
Palestine Investment Bank's current FCF Margin % of 197.25% is 1181% above median its 10-year median of 15.40. The Banks industry median FCF Margin % is 26.56. Palestine Investment Bank's value of 197.25% is 642.7% above this industry median. Based on the distribution chart, Palestine Investment Bank ranks #238 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Palestine Investment Bank has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Palestine Investment Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Palestine Investment Bank ranks #238 out of 1504 companies for FCF Margin %. This places Palestine Investment Bank in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.56. Palestine Investment Bank's value of 197.25% is 642.7% above this benchmark. While the company's 10-year median is 15.40 vs. the industry median of 26.56, Palestine Investment Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Investment Bank's current FCF Margin % of 197.25% is 642.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Palestine Investment Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Investment Bank's current FCF Margin % is 197.25%, which is 1181% above median its own 10-year median of 15.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Investment Bank (XPAE:PIBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.93, compared to a current price of $1.06 — trading 14% above its estimated fair value. The current FCF Margin % is 197.25%, which is 1181% above median its 10-year median of 15.40 and 642.7% above the Banks industry median of 26.56. Palestine Investment Bank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Palestine Investment Bank (XPAE:PIBC), the current FCF Margin % is 197.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Investment Bank (XPAE:PIBC) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Investment Bank stock appears to be overvalued.
The current stock price of $1.06 is trading 14% above its estimated GF Value™ of $0.93.
GuruFocus considers Palestine Investment Bank to be Modestly Overvalued.
Key valuation signals for XPAE:PIBC:
FCF Margin %: 197.25% (1181% above median its 10-year median of 15.40)
GF Value™: $0.93 vs. price of $1.06 (14% above fair value)
Industry Position: 642.7% above the Banks median (#238 of 1504)
No single metric tells the full story. See the XPAE:PIBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Investment Bank is engaged in banking and financial activities in Palestine. The services provided by the bank include a Current Account, Savings Account, Term Deposit Account, and Smart Deposit. The commercial services of the bank include Letters of Credit, Issuing Letters of Guarantee, and Bills for Collection. The company's operating business segments are Retail banking, Corporate banking services, Treasury, and others. The revenue of the company derives from retail banking.
48GF Score
Get the complete analysis for XPAE:PIBC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPAE:PIBC has been successfully added to your 
