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Palestine Investment BankXPAE:PIBC 48 PB Ratio is 0.83 as of Jul. 15, 2026, which is 3% below its 10-year median of 0.86. GuruFocus rates XPAE:PIBC with a GF Score™ of 48/100 and a GF Value™ of $0.93 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Palestine Investment Bank ranks better than 72.31% on this metric.
Palestine Investment Bank stock PB Ratio (=0.83) is close to 5-year low of 0.76.
The historical rank and industry rank for Palestine Investment Bank's PB Ratio or its related term are showing as below:
XPAE:PIBC'
s PB Ratio Range Over the Past 10 Years
Min: 0.7 Med: 0.86 Max: 1.07
Current: 0.83
During the past 13 years, Palestine Investment Bank's highest PB Ratio was 1.07. The lowest was 0.70. And the median was 0.86.
XPAE:PIBC's PB Ratio is ranked better than 72.31% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs XPAE:PIBC: 0.83
During the past 12 months, Palestine Investment Bank's average Book Value Per Share Growth Rate was -3.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -1.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Palestine Investment Bank was 3.90% per year. The lowest was -6.40% per year. And the median was 1.80% per year.
Back to Basics: PB Ratio
Palestine Investment Bank (XPAE:PIBC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Palestine Investment Bank PB Ratio Related Terms
Palestine Investment Bank PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Palestine Investment Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Investment Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Palestine Investment Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Palestine Investment Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Palestine Investment Bank (XPAE:PIBC) has a PB Ratio of 0.83 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Palestine Investment Bank and its competitors. This is near median its historical median of 0.86. Over the past decade, Palestine Investment Bank's PB Ratio has ranged from 0.70 to 1.07. According to the industry distribution chart, Palestine Investment Bank ranks #420 out of 1517 companies in the Banks industry, placing it in the top 27.7%.
Is Palestine Investment Bank's PB Ratio too high?
Palestine Investment Bank's current PB Ratio of 0.83 is near median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.07. The Banks industry median PB Ratio is 1.11. Palestine Investment Bank's value of 0.83 is 25.2% below this industry median. Based on the distribution chart, Palestine Investment Bank ranks #420 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Palestine Investment Bank has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Palestine Investment Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Palestine Investment Bank ranks #420 out of 1517 companies for PB Ratio. This puts Palestine Investment Bank in the upper half of its industry. The industry median PB Ratio is 1.11. Palestine Investment Bank's value of 0.83 is 25.2% below this benchmark. Historically, Palestine Investment Bank's own PB Ratio has ranged from 0.70 to 1.07 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.11, Palestine Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Investment Bank's current PB Ratio of 0.83 is 25.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Palestine Investment Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Investment Bank's current PB Ratio is 0.83, which is near median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Investment Bank (XPAE:PIBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.93, compared to a current price of $1.06 — trading 14% above its estimated fair value. The current PB Ratio is 0.83, which is near median its 10-year median of 0.86 and 25.2% below the Banks industry median of 1.11. Palestine Investment Bank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Palestine Investment Bank (XPAE:PIBC), the current PB Ratio is 0.83 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Investment Bank (XPAE:PIBC) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Investment Bank stock appears to be overvalued.
The current stock price of $1.06 is trading 14% above its estimated GF Value™ of $0.93.
GuruFocus considers Palestine Investment Bank to be Modestly Overvalued.
Key valuation signals for XPAE:PIBC:
PB Ratio: 0.83 (near median its 10-year median of 0.86)
GF Value™: $0.93 vs. price of $1.06 (14% above fair value)
Industry Position: 25.2% below the Banks median (#420 of 1517)
No single metric tells the full story. See the XPAE:PIBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Investment Bank is engaged in banking and financial activities in Palestine. The services provided by the bank include a Current Account, Savings Account, Term Deposit Account, and Smart Deposit. The commercial services of the bank include Letters of Credit, Issuing Letters of Guarantee, and Bills for Collection. The company's operating business segments are Retail banking, Corporate banking services, Treasury, and others. The revenue of the company derives from retail banking.
48GF Score
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