Palestine Investment Bank (XPAE:PIBC) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:PIBC Palestine Investment Bank XPAE:PIBC
48 GF Score
Price $1.06
GF Value $0.93
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Palestine Investment Bank Moat Score?

Palestine Investment Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Palestine Investment Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Palestine Investment Bank might have No Moat - No discernible moat.

Palestine Investment Bank  (XPAE:PIBC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Palestine Investment Bank Moat Score Related Terms

XPAE:PIBC
48GF Score
Palestine Investment Bank XPAE:PIBC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Palestine Investment Bank (XPAE:PIBC) Overvalued in 2026?

Based on GuruFocus' analysis, Palestine Investment Bank stock appears to be overvalued. The current stock price of $1.06 is trading 14% above its estimated GF Value™ of $0.93. GuruFocus considers Palestine Investment Bank to be Modestly Overvalued.

Key valuation signals for XPAE:PIBC:

  • Moat Score: 0
  • GF Value™: $0.93 vs. price of $1.06 (14% above fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the XPAE:PIBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Palestine Investment Bank Business Description

Address Irsal street, Al-Bireh, PSE
Palestine Investment Bank is engaged in banking and financial activities in Palestine. The services provided by the bank include a Current Account, Savings Account, Term Deposit Account, and Smart Deposit. The commercial services of the bank include Letters of Credit, Issuing Letters of Guarantee, and Bills for Collection. The company's operating business segments are Retail banking, Corporate banking services, Treasury, and others. The revenue of the company derives from retail banking.
48GF Score

Get the complete analysis for XPAE:PIBC

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.06
Price
$0.93
GF Value