Palestine Investment Bank (XPAE:PIBC) Cyclically Adjusted FCF per Share: $0.28 (As of Mar. 2026)

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XPAE:PIBC Palestine Investment Bank XPAE:PIBC
48 GF Score
Price $1.06
GF Value $0.93
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Palestine Investment Bank Cyclically Adjusted FCF per Share?

Palestine Investment Bank XPAE:PIBC 48 Cyclically Adjusted FCF per Share is $0.28 as of Mar. 2026. GuruFocus rates XPAE:PIBC with a GF Score™ of 48/100 and a GF Value™ of $0.93 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Palestine Investment Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.165. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.28 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Palestine Investment Bank's average Cyclically Adjusted FCF Growth Rate was 100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Palestine Investment Bank was -1.40% per year. The lowest was -1.40% per year. And the median was -1.40% per year.

As of today (2026-07-15), Palestine Investment Bank's current stock price is $1.06. Palestine Investment Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.28. Palestine Investment Bank's Cyclically Adjusted Price-to-FCF of today is 3.79.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Palestine Investment Bank was 8.60. The lowest was 3.59. And the median was 4.83.


Palestine Investment Bank  (XPAE:PIBC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Palestine Investment Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1.06/0.28
=3.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Palestine Investment Bank was 8.60. The lowest was 3.59. And the median was 4.83.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Palestine Investment Bank Cyclically Adjusted FCF per Share Related Terms


Palestine Investment Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Palestine Investment Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Palestine Investment Bank Cyclically Adjusted FCF per Share Chart

Palestine Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.24 0.21 0.15 0.23

Palestine Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.23 0.25 0.23 0.28

XPAE:PIBC vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Palestine Investment Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Palestine Investment Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Palestine Investment Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Palestine Investment Bank's Cyclically Adjusted Price-to-FCF falls into.


XPAE:PIBC
48GF Score
Palestine Investment Bank XPAE:PIBC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Palestine Investment Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Palestine Investment Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.165/330.2130*330.2130
=0.165

Current CPI (Mar. 2026) = 330.2130.

Palestine Investment Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.300 241.018 0.411
201609 0.005 241.428 0.007
201612 -0.042 241.432 -0.057
201703 0.164 243.801 0.222
201706 0.084 244.955 0.113
201709 -0.296 246.819 -0.396
201712 0.362 246.524 0.485
201803 -0.157 249.554 -0.208
201806 -0.074 251.989 -0.097
201809 0.144 252.439 0.188
201812 0.106 251.233 0.139
201903 0.058 254.202 0.075
201906 0.029 256.143 0.037
201909 0.038 256.759 0.049
201912 0.558 256.974 0.717
202003 -0.072 258.115 -0.092
202006 0.389 257.797 0.498
202009 -0.103 260.280 -0.131
202012 0.703 260.474 0.891
202103 0.346 264.877 0.431
202106 0.352 271.696 0.428
202109 -0.293 274.310 -0.353
202112 0.026 278.802 0.031
202203 0.044 287.504 0.051
202206 -0.040 296.311 -0.045
202209 0.045 296.808 0.050
202212 -0.303 296.797 -0.337
202303 -0.007 301.836 -0.008
202306 -0.268 305.109 -0.290
202309 0.201 307.789 0.216
202312 -0.119 306.746 -0.128
202403 -0.370 312.332 -0.391
202406 -0.097 314.175 -0.102
202409 0.043 315.301 0.045
202412 0.212 315.605 0.222
202503 -0.103 319.799 -0.106
202506 0.266 322.561 0.272
202509 0.198 324.800 0.201
202512 -0.351 324.054 -0.358
202603 0.165 330.213 0.165

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.28 mean?
Palestine Investment Bank (XPAE:PIBC) has a Cyclically Adjusted FCF per Share of $0.28 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Palestine Investment Bank and its competitors.
Is Palestine Investment Bank's Cyclically Adjusted FCF per Share too high?
Palestine Investment Bank's current Cyclically Adjusted FCF per Share is $0.28. Overall, Palestine Investment Bank has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Palestine Investment Bank's Cyclically Adjusted FCF per Share compare to PNC and USB?
Palestine Investment Bank's Cyclically Adjusted FCF per Share of $0.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Palestine Investment Bank and its competitors. Palestine Investment Bank's current Cyclically Adjusted FCF per Share is $0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Investment Bank (XPAE:PIBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.93, compared to a current price of $1.06 — trading 14% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.28. Palestine Investment Bank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Palestine Investment Bank (XPAE:PIBC), the current Cyclically Adjusted FCF per Share is $0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Palestine Investment Bank (XPAE:PIBC) Overvalued in 2026?

Based on GuruFocus' analysis, Palestine Investment Bank stock appears to be overvalued. The current stock price of $1.06 is trading 14% above its estimated GF Value™ of $0.93. GuruFocus considers Palestine Investment Bank to be Modestly Overvalued.

Key valuation signals for XPAE:PIBC:

  • Cyclically Adjusted FCF per Share: $0.28
  • GF Value™: $0.93 vs. price of $1.06 (14% above fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the XPAE:PIBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Palestine Investment Bank Business Description

Address Irsal street, Al-Bireh, PSE
Palestine Investment Bank is engaged in banking and financial activities in Palestine. The services provided by the bank include a Current Account, Savings Account, Term Deposit Account, and Smart Deposit. The commercial services of the bank include Letters of Credit, Issuing Letters of Guarantee, and Bills for Collection. The company's operating business segments are Retail banking, Corporate banking services, Treasury, and others. The revenue of the company derives from retail banking.
48GF Score

Get the complete analysis for XPAE:PIBC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.06
Price
$0.93
GF Value