HUMGF (Humm Group) Defensive Interval Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HUMGF Humm Group Ltd HUMGF
36 GF Score
Price $0.31
GF Value $0.46
Valuation Possible Value Trap
! 5 Warning Signs
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What is Humm Group Defensive Interval Ratio?

HUMGF
36GF Score
Humm Group Ltd HUMGF
Defensive Interval Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Humm Group (HUMGF) Overvalued in 2026?

Based on GuruFocus' analysis, Humm Group stock appears to be undervalued. The current stock price of $0.31 is trading 32.6% below its estimated GF Value™ of $0.46. GuruFocus considers Humm Group to be Possible Value Trap.

Key valuation signals for HUMGF:

  • Defensive Interval Ratio:
  • GF Value™: $0.46 vs. price of $0.31 (32.6% below fair value)
  • GF Score™: 36/100 with 5 warning signs

No single metric tells the full story. See the HUMGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Humm Group Business Description

Other Exchanges HUM:Australia
Address 121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
36GF Score

Get the complete analysis for HUMGF

Defensive Interval Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.46
GF Value