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Creditison CoCSASF 86 Degree of Operating Leverage is 0.67 as of Mar. 2026. GuruFocus rates CSASF with a GF Score™ of 86/100 and a GF Value™ of $22.96. The stock has 7 warning signs investors should review. Among 402 Credit Services companies, Creditison Co ranks better than 54.73% on this metric.
Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue.
Creditison Co's Degree of Operating Leverage for the quarter that ended in Mar. 2026 was 0.67. The higher Degree of Operating Leverage, the higher operating risk the company will take.
The industry rank for Creditison Co's Degree of Operating Leverage or its related term are showing as below:
CSASF's Degree of Operating Leverage is ranked better than 54.73% of 402
companies
in the Credit Services industry
Industry Median: 0.975
vs CSASF: 0.67
Creditison Co (OTCPK:CSASF) Degree of Operating Leverage Explanation
Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.
A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.
Be Aware
The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.
Creditison Co Degree of Operating Leverage Related Terms
Creditison Co Degree of Operating Leverage Historical Data
* Premium members only.
The historical data trend for Creditison Co's Degree of Operating Leverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSASF vs V, MA, AXP: Degree of Operating Leverage Comparison
For the Credit Services subindustry, Creditison Co's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co Degree of Operating Leverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's Degree of Operating Leverage distribution charts can be found below:
* The bar in red indicates where Creditison Co's Degree of Operating Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Operating Leverage of 0.67 mean?
Creditison Co (CSASF) has a Degree of Operating Leverage of 0.67 as of Mar. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Creditison Co and its competitors. According to the industry distribution chart, Creditison Co ranks #182 out of 402 companies in the Credit Services industry, placing it in the top 45.3%.
Is Creditison Co's Degree of Operating Leverage too high?
Creditison Co's current Degree of Operating Leverage is 0.67. The Credit Services industry median Degree of Operating Leverage is 0.98. Creditison Co's value of 0.67 is 31.3% below this industry median. Based on the distribution chart, Creditison Co ranks #182 out of 402 companies in the Credit Services industry, which is above the industry midpoint. Overall, Creditison Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Degree of Operating Leverage compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #182 out of 402 companies for Degree of Operating Leverage. This puts Creditison Co in the upper half of its industry. The industry median Degree of Operating Leverage is 0.98. Creditison Co's value of 0.67 is 31.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for a Credit Services company?
The median Degree of Operating Leverage among Credit Services companies is 0.98, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current Degree of Operating Leverage of 0.67 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Creditison Co and its competitors. For the Credit Services industry, the median Degree of Operating Leverage is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current Degree of Operating Leverage is 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Creditison Co (CSASF) has a current Degree of Operating Leverage of 0.67. The stock's GF Value™ is $22.96, compared to a current price of $23.61 — trading 2.8% above its estimated fair value. The current Degree of Operating Leverage is 0.67 and 31.3% below the Credit Services industry median of 0.98. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Creditison Co (CSASF), the current Degree of Operating Leverage is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (CSASF) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued.
The current stock price of $23.61 is trading 2.8% above its estimated GF Value™ of $22.96.
Key valuation signals for CSASF:
Degree of Operating Leverage: 0.67
GF Value™: $22.96 vs. price of $23.61 (2.8% above fair value)
Industry Position: 31.3% below the Credit Services median (#182 of 402)
No single metric tells the full story. See the CSASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score
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