CSASF (Creditison Co) Retained Earnings: $4,103 Mil (As of Dec. 2025)

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CSASF Credit Saison Co Ltd CSASF
86 GF Score
Price $23.61
GF Value $22.96
! 7 Warning Signs
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What is Creditison Co Retained Earnings?

Creditison Co CSASF 86 Retained Earnings is $4,103 Mil as of Dec. 2025. GuruFocus rates CSASF with a GF Score™ of 86/100 and a GF Value™ of $22.96. The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Creditison Co's retained earnings for the quarter that ended in Dec. 2025 was $4,103 Mil.

Creditison Co's quarterly retained earnings declined from Jun. 2025 ($4,163 Mil) to Sep. 2025 ($4,143 Mil) and declined from Sep. 2025 ($4,143 Mil) to Dec. 2025 ($4,103 Mil).

Creditison Co's annual retained earnings increased from Mar. 2024 ($3,622 Mil) to Mar. 2025 ($4,045 Mil) and increased from Mar. 2025 ($4,045 Mil) to Mar. 2026 ($4,121 Mil).


Creditison Co  (OTCPK:CSASF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Creditison Co Retained Earnings Historical Data

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The historical data trend for Creditison Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creditison Co Retained Earnings Chart

Creditison Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,732.16 3,599.79 3,621.73 4,044.77 4,121.43

Creditison Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,044.77 4,163.14 4,142.91 4,102.88 4,121.43
CSASF
86GF Score
Credit Saison Co Ltd CSASF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Creditison Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $4,103 Mil mean?
Creditison Co (CSASF) has a Retained Earnings of $4,103 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Creditison Co and its competitors.
Is Creditison Co's Retained Earnings too high?
Creditison Co's current Retained Earnings is $4,103 Mil. Overall, Creditison Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Retained Earnings compare to V and MA?
Creditison Co's Retained Earnings of $4,103 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Creditison Co and its competitors. Creditison Co's current Retained Earnings is $4,103 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Creditison Co (CSASF) has a current Retained Earnings of $4,103 Mil. The stock's GF Value™ is $22.96, compared to a current price of $23.61 — trading 2.8% above its estimated fair value. The current Retained Earnings is $4,103 Mil. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Creditison Co (CSASF), the current Retained Earnings is $4,103 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creditison Co (CSASF) Overvalued in 2026?

Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued. The current stock price of $23.61 is trading 2.8% above its estimated GF Value™ of $22.96.

Key valuation signals for CSASF:

  • Retained Earnings: $4,103 Mil
  • GF Value™: $22.96 vs. price of $23.61 (2.8% above fair value)
  • GF Score™: 86/100 with 7 warning signs

No single metric tells the full story. See the CSASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creditison Co Business Description

Other Exchanges 8253:JapanQC9:Germany
Address 1-1 Higashi-Ikebukuro 3-chome, Sunshine 60 Building, Toshima-ku, Tokyo, JPN, 170-6073
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score

Get the complete analysis for CSASF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.61
Price
$22.96
GF Value