PTBS (Potomac Bancshares) Dividends per Share: $0.54 (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PTBS Potomac Bancshares Inc PTBS
72 GF Score
Price $24.97
GF Value $20.92
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Potomac Bancshares Dividends per Share?

Potomac Bancshares PTBS 72 Dividends per Share is $0.54 as of Mar. 2026. GuruFocus rates PTBS with a GF Score™ of 72/100 and a GF Value™ of $20.92 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Potomac Bancshares's dividends per share for the three months ended in Mar. 2026 was $0.13. Its dividends per share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.54. Its Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.18. As of today, Potomac Bancshares's Dividend Yield % is 2.16%.

Warning Sign:

Potomac Bancshares Inc stock Dividend Yield % is close to 3-year low.

During the past 12 months, Potomac Bancshares's average Dividends Per Share Growth Rate was 8.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 13.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 13.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Potomac Bancshares was 132.10% per year. The lowest was -64.70% per year. And the median was 10.40% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Potomac Bancshares  (OTCPK:PTBS) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Potomac Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.13/ 0.732
=0.18

During the past 13 years, the highest Dividend Payout Ratio of Potomac Bancshares was 0.36. The lowest was 0.17. And the median was 0.25.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Potomac Bancshares Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.1500002026-05-072026-05-072026-05-14Cash DividendquarterlyUSD:USD 1.000000
USD 0.1300002026-02-052026-02-052026-02-12Cash DividendquarterlyUSD:USD 1.000000
USD 0.1300002025-10-312025-10-312025-11-06Cash DividendquarterlyUSD:USD 1.000000
USD 0.1300002025-07-312025-07-312025-08-07Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Potomac Bancshares's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.54/24.97
=2.16 %

Current Share Price is $24.97.
Potomac Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.54.

During the past 13 years, the highest Dividend Yield of Potomac Bancshares was 3.29%. The lowest was 1.49%. And the median was 2.20%.

Warning Sign:

Potomac Bancshares Inc stock Dividend Yield % is close to 3-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Potomac Bancshares Dividends per Share Related Terms


Potomac Bancshares Dividends per Share Historical Data

* Premium members only.

The historical data trend for Potomac Bancshares's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Potomac Bancshares Dividends per Share Chart

Potomac Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.35 0.38 0.46 0.51

Potomac Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.13 0.13 0.13 0.15

PTBS vs PBHC, ADKT, ORBN: Dividends per Share Comparison

For the Banks - Regional subindustry, Potomac Bancshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Potomac Bancshares Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Potomac Bancshares's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Potomac Bancshares's Dividend Yield % falls into.


PTBS
72GF Score
Potomac Bancshares Inc PTBS
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Potomac Bancshares Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $0.54 mean?
Potomac Bancshares (PTBS) has a Dividends per Share of $0.54 as of Mar. 2026. Dividends per share represents the per-share amount paid as dividends. View historical data on Potomac Bancshares and its competitors.
Is Potomac Bancshares' Dividends per Share too high?
Potomac Bancshares' current Dividends per Share is $0.54. Overall, Potomac Bancshares has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Potomac Bancshares' Dividends per Share compare to PBHC and ADKT?
Potomac Bancshares' Dividends per Share of $0.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Potomac Bancshares and its competitors. Potomac Bancshares's current Dividends per Share is $0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Potomac Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Potomac Bancshares (PTBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.92, compared to a current price of $24.97 — trading 19.4% above its estimated fair value. The current Dividends per Share is $0.54. Potomac Bancshares' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Potomac Bancshares (PTBS), the current Dividends per Share is $0.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Potomac Bancshares (PTBS) Overvalued in 2026?

Based on GuruFocus' analysis, Potomac Bancshares stock appears to be overvalued. The current stock price of $24.97 is trading 19.4% above its estimated GF Value™ of $20.92. GuruFocus considers Potomac Bancshares to be Modestly Overvalued.

Key valuation signals for PTBS:

  • Dividends per Share: $0.54
  • GF Value™: $20.92 vs. price of $24.97 (19.4% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the PTBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Potomac Bancshares Business Description

Address 111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
72GF Score

Get the complete analysis for PTBS

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.97
Price
$20.92
GF Value