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PTBS (Potomac Bancshares) Debt-to-Revenue : 1.13 (As of Dec. 2024)


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What is Potomac Bancshares Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Potomac Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.00 Mil. Potomac Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $38.96 Mil. Potomac Bancshares's annualized Revenue for the quarter that ended in Dec. 2024 was $34.38 Mil. Potomac Bancshares's annualized Debt-to-Revenue for the quarter that ended in Dec. 2024 was 1.13.


Potomac Bancshares Debt-to-Revenue Historical Data

The historical data trend for Potomac Bancshares's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Potomac Bancshares Debt-to-Revenue Chart

Potomac Bancshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.37 0.34 - 1.20

Potomac Bancshares Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 0.52 - 1.13

Competitive Comparison of Potomac Bancshares's Debt-to-Revenue

For the Banks - Regional subindustry, Potomac Bancshares's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Potomac Bancshares's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Potomac Bancshares's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Potomac Bancshares's Debt-to-Revenue falls into.


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Potomac Bancshares Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Potomac Bancshares's Debt-to-Revenue for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 38.958) / 32.474
=1.20

Potomac Bancshares's annualized Debt-to-Revenue for the quarter that ended in Dec. 2024 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 38.958) / 34.384
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Dec. 2024) Revenue data.


Potomac Bancshares Debt-to-Revenue Related Terms

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Potomac Bancshares Business Description

Traded in Other Exchanges
N/A
Address
111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit and individual retirement accounts.