PTBS (Potomac Bancshares) Insider Ownership: 5.21 % (As of Aug. 10, 2026)

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PTBS Potomac Bancshares Inc PTBS
73 GF Score
Price $26.50
GF Value $20.98
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Potomac Bancshares Insider Ownership?

Potomac Bancshares PTBS 73 Insider Ownership is 5.21 % as of Aug. 10, 2026. GuruFocus rates PTBS with a GF Score™ of 73/100 and a GF Value™ of $20.98 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Potomac Bancshares's insider ownership is 5.21%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Potomac Bancshares's Institutional Ownership is 5.87%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Potomac Bancshares's Float Percentage Of Total Shares Outstanding is 0.00%.

Potomac Bancshares Insider Ownership Historical Data

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The historical data trend for Potomac Bancshares's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Potomac Bancshares Insider Ownership Chart

Potomac Bancshares Historical Data

The historical data trend for Potomac Bancshares can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Insider Ownership 5.21 5.21 5.21 5.21 5.21 5.21 5.21 5.21 5.21 5.21
PTBS
73GF Score
Potomac Bancshares Inc PTBS
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Potomac Bancshares Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 5.21 % mean?
Potomac Bancshares (PTBS) has a Insider Ownership of 5.21 % as of Aug. 10, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Potomac Bancshares and its competitors.
Is Potomac Bancshares' Insider Ownership too high?
Potomac Bancshares' current Insider Ownership is 5.21 %. Overall, Potomac Bancshares has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Potomac Bancshares' Insider Ownership compare to PBHC and ADKT?
Potomac Bancshares' Insider Ownership of 5.21 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Potomac Bancshares and its competitors. Potomac Bancshares's current Insider Ownership is 5.21 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Potomac Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Potomac Bancshares (PTBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.98, compared to a current price of $26.50 — trading 26.3% above its estimated fair value. The current Insider Ownership is 5.21 %. Potomac Bancshares' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Potomac Bancshares (PTBS), the current Insider Ownership is 5.21 % as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Potomac Bancshares (PTBS) Overvalued in 2026?

Based on GuruFocus' analysis, Potomac Bancshares stock appears to be overvalued. The current stock price of $26.50 is trading 26.3% above its estimated GF Value™ of $20.98. GuruFocus considers Potomac Bancshares to be Modestly Overvalued.

Key valuation signals for PTBS:

  • Insider Ownership: 5.21 %
  • GF Value™: $20.98 vs. price of $26.50 (26.3% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the PTBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Potomac Bancshares Business Description

Address 111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
73GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.50
Price
$20.98
GF Value