PTBS (Potomac Bancshares) Institutional Ownership: 5.87% (As of Jul. 30, 2026)

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PTBS Potomac Bancshares Inc PTBS
72 GF Score
Price $24.97
GF Value $20.92
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Potomac Bancshares Institutional Ownership?

Potomac Bancshares PTBS 72 Institutional Ownership is 5.87% as of Jul. 30, 2026. GuruFocus rates PTBS with a GF Score™ of 72/100 and a GF Value™ of $20.92 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Potomac Bancshares's institutional ownership is 5.87%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Potomac Bancshares's Insider Ownership is 5.21%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Potomac Bancshares's Float Percentage Of Total Shares Outstanding is 0.00%.

Potomac Bancshares Institutional Ownership Historical Data

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The historical data trend for Potomac Bancshares's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Potomac Bancshares Institutional Ownership Chart

Potomac Bancshares Historical Data

The historical data trend for Potomac Bancshares can be seen below:

2021-01-31 2021-02-28 2021-03-31 2021-04-30 2021-05-31 2021-06-30 2021-07-31 2021-08-31 2021-09-30 2021-10-31
Institutional Ownership 0.58 0.58 0.58 0.58 0.58 0.58 0.58 0.58 0.58 0.58
PTBS
72GF Score
Potomac Bancshares Inc PTBS
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Potomac Bancshares Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 5.87% mean?
Potomac Bancshares (PTBS) has a Institutional Ownership of 5.87% as of Jul. 30, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Potomac Bancshares and its competitors.
Is Potomac Bancshares' Institutional Ownership too high?
Potomac Bancshares' current Institutional Ownership is 5.87%. Overall, Potomac Bancshares has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Potomac Bancshares' Institutional Ownership compare to PBHC and ADKT?
Potomac Bancshares' Institutional Ownership of 5.87% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Potomac Bancshares and its competitors. Potomac Bancshares's current Institutional Ownership is 5.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Potomac Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Potomac Bancshares (PTBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.92, compared to a current price of $24.97 — trading 19.4% above its estimated fair value. The current Institutional Ownership is 5.87%. Potomac Bancshares' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Potomac Bancshares (PTBS), the current Institutional Ownership is 5.87% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Potomac Bancshares (PTBS) Overvalued in 2026?

Based on GuruFocus' analysis, Potomac Bancshares stock appears to be overvalued. The current stock price of $24.97 is trading 19.4% above its estimated GF Value™ of $20.92. GuruFocus considers Potomac Bancshares to be Modestly Overvalued.

Key valuation signals for PTBS:

  • Institutional Ownership: 5.87%
  • GF Value™: $20.92 vs. price of $24.97 (19.4% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the PTBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Potomac Bancshares Business Description

Address 111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
72GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.97
Price
$20.92
GF Value