PTBS (Potomac Bancshares) Other Long-Term Liabilities

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PTBS Potomac Bancshares Inc PTBS
73 GF Score
Price $26.50
GF Value $20.98
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Potomac Bancshares Other Long-Term Liabilities?

Other Long-Term Liabilities does not apply to banks and insurance companies.

PTBS
73GF Score
Potomac Bancshares Inc PTBS
Other Long-Term Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Potomac Bancshares (PTBS) Overvalued in 2026?

Based on GuruFocus' analysis, Potomac Bancshares stock appears to be overvalued. The current stock price of $26.50 is trading 26.3% above its estimated GF Value™ of $20.98. GuruFocus considers Potomac Bancshares to be Modestly Overvalued.

Key valuation signals for PTBS:

  • Other Long-Term Liabilities:
  • GF Value™: $20.98 vs. price of $26.50 (26.3% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the PTBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Potomac Bancshares Business Description

Address 111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
73GF Score

Get the complete analysis for PTBS

Other Long-Term Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.50
Price
$20.98
GF Value