AUBN (Auburn National Bancorp) E10: $2.59 (As of Jun. 2026)

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AUBN Auburn National Bancorp Inc AUBN
65 GF Score
Price $26.26
GF Value $26.74
Valuation Fairly Valued
! 2 Warning Signs
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What is Auburn National Bancorp E10?

Auburn National Bancorp AUBN +0.04% 65 E10 is $2.59 as of Jun. 2026. GuruFocus rates AUBN with a GF Score™ of 65/100 and a GF Value™ of $26.74 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Auburn National Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.658. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.59 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Auburn National Bancorp's average E10 Growth Rate was 1.20% per year. During the past 3 years, the average E10 Growth Rate was -1.90% per year. During the past 5 years, the average E10 Growth Rate was 1.70% per year. During the past 10 years, the average E10 Growth Rate was 4.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Auburn National Bancorp was 8.00% per year. The lowest was -1.90% per year. And the median was 3.15% per year.

As of today (2026-08-18), Auburn National Bancorp's current stock price is $26.26. Auburn National Bancorp's E10 for the quarter that ended in Jun. 2026 was $2.59. Auburn National Bancorp's Shiller PE Ratio of today is 10.14.

During the past 13 years, the highest Shiller PE Ratio of Auburn National Bancorp was 27.14. The lowest was 6.42. And the median was 14.30.


Auburn National Bancorp  (NAS:AUBN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Auburn National Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=26.26/2.59
=10.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Auburn National Bancorp was 27.14. The lowest was 6.42. And the median was 14.30.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Auburn National Bancorp E10 Related Terms


Auburn National Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Auburn National Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Auburn National Bancorp E10 Chart

Auburn National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 2.69 2.57 2.55 2.54

Auburn National Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 2.57 2.54 2.57 2.59

AUBN vs CULL, MFBP, CBKM: E10 Comparison

For the Banks - Regional subindustry, Auburn National Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auburn National Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Auburn National Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Auburn National Bancorp's Shiller PE Ratio falls into.


AUBN
65GF Score
Auburn National Bancorp Inc AUBN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Auburn National Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Auburn National Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.658/333.9520*333.9520
=0.658

Current CPI (Jun. 2026) = 333.9520.

Auburn National Bancorp Quarterly Data

per share eps CPI Adj_EPS
201609 0.540 241.428 0.747
201612 0.570 241.432 0.788
201703 0.520 243.801 0.712
201706 0.550 244.955 0.750
201709 0.590 246.819 0.798
201712 0.500 246.524 0.677
201803 0.600 249.554 0.803
201806 0.620 251.989 0.822
201809 0.540 252.439 0.714
201812 0.660 251.233 0.877
201903 0.700 254.202 0.920
201906 0.640 256.143 0.834
201909 0.620 256.759 0.806
201912 0.750 256.974 0.975
202003 0.500 258.115 0.647
202006 0.470 257.797 0.609
202009 0.540 260.280 0.693
202012 0.580 260.474 0.744
202103 0.560 264.877 0.706
202106 0.650 271.696 0.799
202109 0.530 274.310 0.645
202112 0.530 278.802 0.635
202203 0.590 287.504 0.685
202206 0.510 296.311 0.575
202209 0.570 296.808 0.641
202212 1.270 296.797 1.429
202303 0.560 301.836 0.620
202306 0.550 305.109 0.602
202309 0.430 307.789 0.467
202312 -1.140 306.746 -1.241
202403 0.390 312.332 0.417
202406 0.500 314.175 0.531
202409 0.500 315.301 0.530
202412 0.450 315.605 0.476
202503 0.440 319.799 0.459
202506 0.520 322.561 0.538
202509 0.640 324.800 0.658
202512 0.480 324.054 0.495
202603 0.630 330.213 0.637
202606 0.658 333.952 0.658

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $2.59 mean?
Auburn National Bancorp (AUBN) has a E10 of $2.59 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Auburn National Bancorp and its competitors.
Is Auburn National Bancorp's E10 too high?
Auburn National Bancorp's current E10 is $2.59. Overall, Auburn National Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn National Bancorp's E10 compare to CULL and MFBP?
Auburn National Bancorp's E10 of $2.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Auburn National Bancorp and its competitors. Auburn National Bancorp's current E10 is $2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn National Bancorp (AUBN) is currently considered Fairly Valued. The stock's GF Value™ is $26.74, compared to a current price of $26.26 — trading 1.8% below its estimated fair value. The current E10 is $2.59. Auburn National Bancorp's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Auburn National Bancorp (AUBN), the current E10 is $2.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Auburn National Bancorp (AUBN) Overvalued in 2026?

Based on GuruFocus' analysis, Auburn National Bancorp stock appears to be undervalued. The current stock price of $26.26 is trading 1.8% below its estimated GF Value™ of $26.74. GuruFocus considers Auburn National Bancorp to be Fairly Valued.

Key valuation signals for AUBN:

  • E10: $2.59
  • GF Value™: $26.74 vs. price of $26.26 (1.8% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the AUBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Auburn National Bancorp Business Description

Address 100 N. Gay Street, Auburn, AL, USA, 36830
Auburn National Bancorp Inc is a bank holding company registered with the Board of Governors of the Federal Reserve System (the Federal Reserve). As a bank holding company, the Company may diversify into a broader range of financial services and other business activities than are currently permitted to the Bank under applicable laws and regulations. The holding company structure also provides greater financial and operating flexibility than is presently permitted to the Bank. The Company's business is conducted through the Bank and its subsidiaries. Although it has no immediate plansto conduct any other business, the Company may engage directly or indirectly in several activities closely related to banking permitted by the Federal Reserve.
65GF Score

Get the complete analysis for AUBN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.26
Price
$26.74
GF Value