Auburn National BancorpAUBN -0.08%65 FCF Margin % is 28.00% as of Mar. 2026, which is 2% below its 10-year median of 28.58. GuruFocus rates AUBN with a GF Score™ of 65/100 and a GF Value™ of $25.91 (Fairly Valued). Among 1,505 Banks companies, Auburn National Bancorp ranks better than 60.07% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Auburn National Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Auburn National Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Auburn National Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Auburn National Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Auburn National Bancorp (AUBN) has a FCF Margin % of 28.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Auburn National Bancorp and its competitors. This is near median its historical median of 28.58. According to the industry distribution chart, Auburn National Bancorp ranks #601 out of 1505 companies in the Banks industry, placing it in the top 39.9%.
Is Auburn National Bancorp's FCF Margin % too high?
Auburn National Bancorp's current FCF Margin % of 28.00% is near median its 10-year median of 28.58. The Banks industry median FCF Margin % is 26.42. Auburn National Bancorp's value of 28.00% is 6% above this industry median. Based on the distribution chart, Auburn National Bancorp ranks #601 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Auburn National Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn National Bancorp's FCF Margin % compare to CULL and CIWV?
According to the Banks industry distribution chart, Auburn National Bancorp ranks #601 out of 1505 companies for FCF Margin %. This puts Auburn National Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.42. Auburn National Bancorp's value of 28.00% is 6% above this benchmark. While the company's 10-year median is 28.58 vs. the industry median of 26.42, Auburn National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auburn National Bancorp's current FCF Margin % of 28.00% is 6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Auburn National Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auburn National Bancorp's current FCF Margin % is 28.00%, which is near median its own 10-year median of 28.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn National Bancorp (AUBN) is currently considered Fairly Valued. The stock's GF Value™ is $25.91, compared to a current price of $25.43 — trading 1.9% below its estimated fair value. The current FCF Margin % is 28.00%, which is near median its 10-year median of 28.58 and 6% above the Banks industry median of 26.42. Auburn National Bancorp's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Auburn National Bancorp (AUBN), the current FCF Margin % is 28.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Auburn National Bancorp (AUBN) Overvalued in 2026?
Based on GuruFocus' analysis, Auburn National Bancorp stock appears to be undervalued.
The current stock price of $25.43 is trading 1.9% below its estimated GF Value™ of $25.91.
GuruFocus considers Auburn National Bancorp to be Fairly Valued.
Key valuation signals for AUBN:
FCF Margin %: 28.00% (near median its 10-year median of 28.58)
GF Value™: $25.91 vs. price of $25.43 (1.9% below fair value)
Industry Position: 6% above the Banks median (#601 of 1505)
No single metric tells the full story. See the AUBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Auburn National Bancorp Inc is a bank holding company registered with the Board of Governors of the Federal Reserve System (the Federal Reserve). As a bank holding company, the Company may diversify into a broader range of financial services and other business activities than are currently permitted to the Bank under applicable laws and regulations. The holding company structure also provides greater financial and operating flexibility than is presently permitted to the Bank. The Company's business is conducted through the Bank and its subsidiaries. Although it has no immediate plansto conduct any other business, the Company may engage directly or indirectly in several activities closely related to banking permitted by the Federal Reserve.
65GF Score
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