AUBN (Auburn National Bancorp) Cyclically Adjusted PS Ratio: 2.66 (As of Jul. 23, 2026) — 31% Below Median

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AUBN Auburn National Bancorp Inc AUBN
60 GF Score
Price $26.00
GF Value $25.97
Valuation Fairly Valued
! 2 Warning Signs
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What is Auburn National Bancorp Cyclically Adjusted PS Ratio?

Auburn National Bancorp AUBN -2.76% 60 Cyclically Adjusted PS Ratio is 2.66 as of Jul. 23, 2026, which is 31% below its 10-year median of 3.88. GuruFocus rates AUBN with a GF Scoreâ„¢ of 60/100 and a GF Valueâ„¢ of $25.97 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,299 Banks companies, Auburn National Bancorp ranks better than 63.13% on this metric.

As of today (2026-07-23), Auburn National Bancorp's current share price is $26.00. Auburn National Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $9.79. Auburn National Bancorp's Cyclically Adjusted PS Ratio for today is 2.66.

The historical rank and industry rank for Auburn National Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

AUBN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.77   Med: 3.88   Max: 7.31
Current: 2.73

During the past years, Auburn National Bancorp's highest Cyclically Adjusted PS Ratio was 7.31. The lowest was 1.77. And the median was 3.88.

AUBN's Cyclically Adjusted PS Ratio is ranked better than
63.13% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs AUBN: 2.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Auburn National Bancorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $2.467. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $9.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Auburn National Bancorp  (NAS:AUBN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Auburn National Bancorp Cyclically Adjusted PS Ratio Related Terms


Auburn National Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Auburn National Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Auburn National Bancorp Cyclically Adjusted PS Ratio Chart

Auburn National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.63 2.49 2.31 2.49 2.80

Auburn National Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 2.61 2.95 2.80 2.44

AUBN vs CNBB, BYLB, PBHC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Auburn National Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auburn National Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Auburn National Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Auburn National Bancorp's Cyclically Adjusted PS Ratio falls into.


AUBN
60GF Score
Auburn National Bancorp Inc AUBN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Auburn National Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Auburn National Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=26.00/9.79
=2.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Auburn National Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Auburn National Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.467/330.2130*330.2130
=2.467

Current CPI (Mar. 2026) = 330.2130.

Auburn National Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.835 241.018 2.514
201609 1.831 241.428 2.504
201612 1.709 241.432 2.337
201703 1.845 243.801 2.499
201706 1.892 244.955 2.551
201709 1.984 246.819 2.654
201712 1.954 246.524 2.617
201803 1.959 249.554 2.592
201806 1.964 251.989 2.574
201809 1.979 252.439 2.589
201812 2.028 251.233 2.666
201903 2.152 254.202 2.795
201906 2.092 256.143 2.697
201909 2.118 256.759 2.724
201912 2.450 256.974 3.148
202003 2.088 258.115 2.671
202006 2.084 257.797 2.669
202009 2.031 260.280 2.577
202012 2.104 260.474 2.667
202103 1.996 264.877 2.488
202106 1.999 271.696 2.430
202109 1.984 274.310 2.388
202112 1.997 278.802 2.365
202203 1.985 287.504 2.280
202206 2.056 296.311 2.291
202209 2.308 296.808 2.568
202212 2.322 296.797 2.583
202303 2.256 301.836 2.468
202306 2.194 305.109 2.375
202309 2.041 307.789 2.190
202312 0.180 306.746 0.194
202403 2.159 312.332 2.283
202406 2.177 314.175 2.288
202409 2.185 315.301 2.288
202412 2.236 315.605 2.339
202503 2.230 319.799 2.303
202506 2.328 322.561 2.383
202509 2.403 324.800 2.443
202512 2.421 324.054 2.467
202603 2.467 330.213 2.467

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.66 mean?
Auburn National Bancorp (AUBN) has a Cyclically Adjusted PS Ratio of 2.66 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Auburn National Bancorp and its competitors. This is 31% below median its historical median of 3.88. Over the past decade, Auburn National Bancorp's Cyclically Adjusted PS Ratio has ranged from 1.77 to 7.31. According to the industry distribution chart, Auburn National Bancorp ranks #479 out of 1299 companies in the Banks industry, placing it in the top 36.9%.
Is Auburn National Bancorp's Cyclically Adjusted PS Ratio too high?
Auburn National Bancorp's current Cyclically Adjusted PS Ratio of 2.66 is 31% below median its 10-year median of 3.88. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 7.31. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Auburn National Bancorp's value of 2.66 is 21.3% below this industry median. Based on the distribution chart, Auburn National Bancorp ranks #479 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Auburn National Bancorp has a GF Scoreâ„¢ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn National Bancorp's Cyclically Adjusted PS Ratio compare to CNBB and BYLB?
According to the Banks industry distribution chart, Auburn National Bancorp ranks #479 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts Auburn National Bancorp in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. Auburn National Bancorp's value of 2.66 is 21.3% below this benchmark. Historically, Auburn National Bancorp's own Cyclically Adjusted PS Ratio has ranged from 1.77 to 7.31 over the past decade. While the company's 10-year median is 3.88 vs. the industry median of 3.38, Auburn National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auburn National Bancorp's current Cyclically Adjusted PS Ratio of 2.66 is 21.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Auburn National Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auburn National Bancorp's current Cyclically Adjusted PS Ratio is 2.66, which is 31% below median its own 10-year median of 3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn National Bancorp (AUBN) is currently considered Fairly Valued. The stock's GF Value™ is $25.97, compared to a current price of $26.00 — trading 0.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.66, which is 31% below median its 10-year median of 3.88 and 21.3% below the Banks industry median of 3.38. Auburn National Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Auburn National Bancorp (AUBN), the current Cyclically Adjusted PS Ratio is 2.66 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Auburn National Bancorp (AUBN) Overvalued in 2026?

Based on GuruFocus' analysis, Auburn National Bancorp stock appears to be overvalued. The current stock price of $26.00 is trading 0.1% above its estimated GF Value™ of $25.97. GuruFocus considers Auburn National Bancorp to be Fairly Valued.

Key valuation signals for AUBN:

  • Cyclically Adjusted PS Ratio: 2.66 (31% below median its 10-year median of 3.88)
  • GF Value™: $25.97 vs. price of $26.00 (0.1% above fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 21.3% below the Banks median (#479 of 1299)

No single metric tells the full story. See the AUBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Auburn National Bancorp Business Description

Address 100 N. Gay Street, Auburn, AL, USA, 36830
Auburn National Bancorp Inc is a bank holding company registered with the Board of Governors of the Federal Reserve System (the Federal Reserve). As a bank holding company, the Company may diversify into a broader range of financial services and other business activities than are currently permitted to the Bank under applicable laws and regulations. The holding company structure also provides greater financial and operating flexibility than is presently permitted to the Bank. The Company's business is conducted through the Bank and its subsidiaries. Although it has no immediate plansto conduct any other business, the Company may engage directly or indirectly in several activities closely related to banking permitted by the Federal Reserve.
60GF Score

Get the complete analysis for AUBN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$25.97
GF Value