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Auburn National BancorpAUBN +2.38%60 5-Year Yield-on-Cost % is 4.31 as of Jul. 27, 2026, which is 32% above its 10-year median of 3.27. GuruFocus rates AUBN with a GF Score™ of 60/100 and a GF Value™ of $25.98 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Auburn National Bancorp ranks better than 57.35% on this metric.
The historical rank and industry rank for Auburn National Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
AUBN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.77 Med: 3.27 Max: 6.89
Current: 4.31
During the past 13 years, Auburn National Bancorp's highest Yield on Cost was 6.89. The lowest was 1.77. And the median was 3.27.
AUBN's 5-Year Yield-on-Cost % is ranked better than 57.35% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs AUBN: 4.31
Auburn National Bancorp (NAS:AUBN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Auburn National Bancorp 5-Year Yield-on-Cost % Related Terms
AUBN vs CULL, MFBP, CBKM: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Auburn National Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Auburn National Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Auburn National Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Auburn National Bancorp's 5-Year Yield-on-Cost % falls into.
Auburn National Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Auburn National Bancorp (AUBN) has a 5-Year Yield-on-Cost % of 4.31 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Auburn National Bancorp and its competitors. This is 32% above median its historical median of 3.27. Over the past decade, Auburn National Bancorp's 5-Year Yield-on-Cost % has ranged from 1.77 to 6.89. According to the industry distribution chart, Auburn National Bancorp ranks #534 out of 1252 companies in the Banks industry, placing it in the top 42.7%.
Is Auburn National Bancorp's 5-Year Yield-on-Cost % too high?
Auburn National Bancorp's current 5-Year Yield-on-Cost % of 4.31 is 32% above median its 10-year median of 3.27. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 6.89. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Auburn National Bancorp's value of 4.31 is 11.2% above this industry median. Based on the distribution chart, Auburn National Bancorp ranks #534 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Auburn National Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn National Bancorp's 5-Year Yield-on-Cost % compare to CULL and MFBP?
According to the Banks industry distribution chart, Auburn National Bancorp ranks #534 out of 1252 companies for 5-Year Yield-on-Cost %. This puts Auburn National Bancorp in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Auburn National Bancorp's value of 4.31 is 11.2% above this benchmark. Historically, Auburn National Bancorp's own 5-Year Yield-on-Cost % has ranged from 1.77 to 6.89 over the past decade. While the company's 10-year median is 3.27 vs. the industry median of 3.88, Auburn National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auburn National Bancorp's current 5-Year Yield-on-Cost % of 4.31 is 11.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Auburn National Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auburn National Bancorp's current 5-Year Yield-on-Cost % is 4.31, which is 32% above median its own 10-year median of 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn National Bancorp (AUBN) is currently considered Fairly Valued. The stock's GF Value™ is $25.98, compared to a current price of $26.62 — trading 2.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.31, which is 32% above median its 10-year median of 3.27 and 11.2% above the Banks industry median of 3.88. Auburn National Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Auburn National Bancorp (AUBN), the current 5-Year Yield-on-Cost % is 4.31 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Auburn National Bancorp (AUBN) Overvalued in 2026?
Based on GuruFocus' analysis, Auburn National Bancorp stock appears to be overvalued.
The current stock price of $26.62 is trading 2.5% above its estimated GF Value™ of $25.98.
GuruFocus considers Auburn National Bancorp to be Fairly Valued.
Key valuation signals for AUBN:
5-Year Yield-on-Cost %: 4.31 (32% above median its 10-year median of 3.27)
GF Value™: $25.98 vs. price of $26.62 (2.5% above fair value)
Industry Position: 11.2% above the Banks median (#534 of 1252)
No single metric tells the full story. See the AUBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Auburn National Bancorp Inc is a bank holding company registered with the Board of Governors of the Federal Reserve System (the Federal Reserve). As a bank holding company, the Company may diversify into a broader range of financial services and other business activities than are currently permitted to the Bank under applicable laws and regulations. The holding company structure also provides greater financial and operating flexibility than is presently permitted to the Bank. The Company's business is conducted through the Bank and its subsidiaries. Although it has no immediate plansto conduct any other business, the Company may engage directly or indirectly in several activities closely related to banking permitted by the Federal Reserve.
60GF Score
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