BMBN (Benchmark Bankshares) E10: $2.79 (As of Mar. 2026)

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BMBN Benchmark Bankshares Inc BMBN
65 GF Score
Price $43.00
GF Value $32.35
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Benchmark Bankshares E10?

Benchmark Bankshares BMBN 65 E10 is $2.79 as of Mar. 2026. GuruFocus rates BMBN with a GF Score™ of 65/100 and a GF Value™ of $32.35 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Benchmark Bankshares's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.190. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.79 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Benchmark Bankshares's average E10 Growth Rate was 19.70% per year. During the past 3 years, the average E10 Growth Rate was 18.90% per year. During the past 5 years, the average E10 Growth Rate was 20.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Benchmark Bankshares was 23.00% per year. The lowest was 18.90% per year. And the median was 20.50% per year.

As of today (2026-07-31), Benchmark Bankshares's current stock price is $43.00. Benchmark Bankshares's E10 for the quarter that ended in Mar. 2026 was $2.79. Benchmark Bankshares's Shiller PE Ratio of today is 15.41.

During the past 13 years, the highest Shiller PE Ratio of Benchmark Bankshares was 21.19. The lowest was 9.53. And the median was 13.83.


Benchmark Bankshares  (OTCPK:BMBN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Benchmark Bankshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=43.00/2.79
=15.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Benchmark Bankshares was 21.19. The lowest was 9.53. And the median was 13.83.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Benchmark Bankshares E10 Related Terms


Benchmark Bankshares E10 Historical Data

* Premium members only.

The historical data trend for Benchmark Bankshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Benchmark Bankshares E10 Chart

Benchmark Bankshares Annual Data
Trend Dec05 Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 1.57 1.90 2.22 2.64

Benchmark Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 2.43 2.55 2.64 2.79

BMBN vs EBMT, LYBC, CPKF: E10 Comparison

For the Banks - Regional subindustry, Benchmark Bankshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benchmark Bankshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Benchmark Bankshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Benchmark Bankshares's Shiller PE Ratio falls into.


BMBN
65GF Score
Benchmark Bankshares Inc BMBN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Benchmark Bankshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Benchmark Bankshares's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.19/330.2130*330.2130
=1.190

Current CPI (Mar. 2026) = 330.2130.

Benchmark Bankshares Quarterly Data

per share eps CPI Adj_EPS
200412 0.145 190.300 0.252
200503 0.145 193.300 0.248
200506 0.155 194.500 0.263
200509 0.200 198.800 0.332
200512 0.190 196.800 0.319
200603 0.170 199.800 0.281
200606 0.170 202.900 0.277
200609 0.180 202.900 0.293
200612 0.165 201.800 0.270
200703 0.160 205.352 0.257
200706 0.185 208.352 0.293
200709 0.181 208.490 0.287
201812 0.000 251.233 0.000
201906 0.480 256.143 0.619
201912 0.000 256.974 0.000
202003 0.470 258.115 0.601
202006 0.570 257.797 0.730
202009 0.630 260.280 0.799
202012 0.620 260.474 0.786
202103 0.610 264.877 0.760
202106 0.600 271.696 0.729
202109 0.740 274.310 0.891
202112 0.600 278.802 0.711
202203 0.450 287.504 0.517
202206 0.700 296.311 0.780
202209 0.910 296.808 1.012
202212 0.870 296.797 0.968
202303 1.000 301.836 1.094
202306 0.860 305.109 0.931
202309 0.780 307.789 0.837
202312 0.780 306.746 0.840
202403 0.720 312.332 0.761
202406 0.820 314.175 0.862
202409 1.010 315.301 1.058
202412 1.000 315.605 1.046
202503 1.030 319.799 1.064
202506 1.070 322.561 1.095
202509 1.190 324.800 1.210
202512 1.180 324.054 1.202
202603 1.190 330.213 1.190

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $2.79 mean?
Benchmark Bankshares (BMBN) has a E10 of $2.79 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Benchmark Bankshares and its competitors.
Is Benchmark Bankshares' E10 too high?
Benchmark Bankshares' current E10 is $2.79. Overall, Benchmark Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' E10 compare to EBMT and LYBC?
Benchmark Bankshares' E10 of $2.79 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Benchmark Bankshares and its competitors. Benchmark Bankshares's current E10 is $2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.35, compared to a current price of $43.00 — trading 32.9% above its estimated fair value. The current E10 is $2.79. Benchmark Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current E10 is $2.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benchmark Bankshares (BMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued. The current stock price of $43.00 is trading 32.9% above its estimated GF Value™ of $32.35. GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.

Key valuation signals for BMBN:

  • E10: $2.79
  • GF Value™: $32.35 vs. price of $43.00 (32.9% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benchmark Bankshares Business Description

Address 100 South Broad Street, P.O. Box 569, Kenbridge, VA, USA, 23944
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
65GF Score

Get the complete analysis for BMBN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.00
Price
$32.35
GF Value