Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Benchmark BanksharesBMBN 65 5-Year Yield-on-Cost % is 3.24 as of Aug. 01, 2026, which is 25% below its 10-year median of 4.31. GuruFocus rates BMBN with a GF Score™ of 65/100 and a GF Value™ of $32.36 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Benchmark Bankshares ranks worse than 60.83% on this metric.
Benchmark Bankshares's yield on cost for the quarter that ended in Mar. 2026 was 3.24.
The historical rank and industry rank for Benchmark Bankshares's 5-Year Yield-on-Cost % or its related term are showing as below:
BMBN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.08 Med: 4.31 Max: 5.97
Current: 3.24
During the past 13 years, Benchmark Bankshares's highest Yield on Cost was 5.97. The lowest was 2.08. And the median was 4.31.
BMBN's 5-Year Yield-on-Cost % is ranked worse than 60.83% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs BMBN: 3.24
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Benchmark Bankshares 5-Year Yield-on-Cost % Related Terms
BMBN vs EBMT, LYBC, CPKF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Benchmark Bankshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benchmark Bankshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Benchmark Bankshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Benchmark Bankshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Benchmark Bankshares (BMBN) has a 5-Year Yield-on-Cost % of 3.24 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Benchmark Bankshares and its competitors. This is 25% below median its historical median of 4.31. Over the past decade, Benchmark Bankshares' 5-Year Yield-on-Cost % has ranged from 2.08 to 5.97. According to the industry distribution chart, Benchmark Bankshares ranks #761 out of 1251 companies in the Banks industry, placing it in the top 60.8%.
Is Benchmark Bankshares' 5-Year Yield-on-Cost % too high?
Benchmark Bankshares' current 5-Year Yield-on-Cost % of 3.24 is 25% below median its 10-year median of 4.31. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 5.97. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Benchmark Bankshares' value of 3.24 is 15.6% below this industry median. Based on the distribution chart, Benchmark Bankshares ranks #761 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Benchmark Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' 5-Year Yield-on-Cost % compare to EBMT and LYBC?
According to the Banks industry distribution chart, Benchmark Bankshares ranks #761 out of 1251 companies for 5-Year Yield-on-Cost %. This places Benchmark Bankshares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Benchmark Bankshares' value of 3.24 is 15.6% below this benchmark. Historically, Benchmark Bankshares' own 5-Year Yield-on-Cost % has ranged from 2.08 to 5.97 over the past decade. While the company's 10-year median is 4.31 vs. the industry median of 3.84, Benchmark Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benchmark Bankshares's current 5-Year Yield-on-Cost % of 3.24 is 15.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Benchmark Bankshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benchmark Bankshares's current 5-Year Yield-on-Cost % is 3.24, which is 25% below median its own 10-year median of 4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.36, compared to a current price of $43.00 — trading 32.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.24, which is 25% below median its 10-year median of 4.31 and 15.6% below the Banks industry median of 3.84. Benchmark Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current 5-Year Yield-on-Cost % is 3.24 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benchmark Bankshares (BMBN) Overvalued in 2026?
Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued.
The current stock price of $43.00 is trading 32.9% above its estimated GF Value™ of $32.36.
GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.
Key valuation signals for BMBN:
5-Year Yield-on-Cost %: 3.24 (25% below median its 10-year median of 4.31)
GF Value™: $32.36 vs. price of $43.00 (32.9% above fair value)
Industry Position: 15.6% below the Banks median (#761 of 1251)
No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
65GF Score
Get the complete analysis for BMBN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BMBN has been successfully added to your 
