BMBN (Benchmark Bankshares) PEG Ratio: 0.87 (As of Jul. 31, 2026) — 18% Above Median

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BMBN Benchmark Bankshares Inc BMBN
65 GF Score
Price $43.00
GF Value $32.35
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Benchmark Bankshares PEG Ratio?

Benchmark Bankshares BMBN 65 PEG Ratio is 0.87 as of Jul. 31, 2026, which is 18% above its 10-year median of 0.74. GuruFocus rates BMBN with a GF Score™ of 65/100 and a GF Value™ of $32.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,231 Banks companies, Benchmark Bankshares ranks better than 72.79% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Benchmark Bankshares's PE Ratio without NRI is 9.29. Benchmark Bankshares's 5-Year Book Value growth rate is 10.70%. Therefore, Benchmark Bankshares's PEG Ratio for today is 0.87.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Benchmark Bankshares's PEG Ratio or its related term are showing as below:

BMBN' s PEG Ratio Range Over the Past 10 Years
Min: 0.69   Med: 0.74   Max: 0.87
Current: 0.87


During the past 13 years, Benchmark Bankshares's highest PEG Ratio was 0.87. The lowest was 0.69. And the median was 0.74.


BMBN's PEG Ratio is ranked better than
72.79% of 1231 companies
in the Banks industry
Industry Median: 1.56 vs BMBN: 0.87

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Benchmark Bankshares  (OTCPK:BMBN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Benchmark Bankshares PEG Ratio Related Terms


Benchmark Bankshares PEG Ratio Historical Data

* Premium members only.

The historical data trend for Benchmark Bankshares's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Benchmark Bankshares PEG Ratio Chart

Benchmark Bankshares Annual Data
Trend Dec05 Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.70

Benchmark Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.70 0.69

BMBN vs EBMT, LYBC, CPKF: PEG Ratio Comparison

For the Banks - Regional subindustry, Benchmark Bankshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benchmark Bankshares PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Benchmark Bankshares's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Benchmark Bankshares's PEG Ratio falls into.


BMBN
65GF Score
Benchmark Bankshares Inc BMBN
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Benchmark Bankshares PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Benchmark Bankshares's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.2872570194384/10.70
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.87 mean?
Benchmark Bankshares (BMBN) has a PEG Ratio of 0.87 as of Jul. 31, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Benchmark Bankshares and its competitors. This is 18% above median its historical median of 0.74. Over the past decade, Benchmark Bankshares' PEG Ratio has ranged from 0.69 to 0.87. According to the industry distribution chart, Benchmark Bankshares ranks #335 out of 1231 companies in the Banks industry, placing it in the top 27.2%.
Is Benchmark Bankshares' PEG Ratio too high?
Benchmark Bankshares' current PEG Ratio of 0.87 is 18% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 0.87. The Banks industry median PEG Ratio is 1.56. Benchmark Bankshares' value of 0.87 is 44.2% below this industry median. Based on the distribution chart, Benchmark Bankshares ranks #335 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Benchmark Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' PEG Ratio compare to EBMT and LYBC?
According to the Banks industry distribution chart, Benchmark Bankshares ranks #335 out of 1231 companies for PEG Ratio. This puts Benchmark Bankshares in the upper half of its industry. The industry median PEG Ratio is 1.56. Benchmark Bankshares' value of 0.87 is 44.2% below this benchmark. Historically, Benchmark Bankshares' own PEG Ratio has ranged from 0.69 to 0.87 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.56, Benchmark Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benchmark Bankshares's current PEG Ratio of 0.87 is 44.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Benchmark Bankshares and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benchmark Bankshares's current PEG Ratio is 0.87, which is 18% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.35, compared to a current price of $43.00 — trading 32.9% above its estimated fair value. The current PEG Ratio is 0.87, which is 18% above median its 10-year median of 0.74 and 44.2% below the Banks industry median of 1.56. Benchmark Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current PEG Ratio is 0.87 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benchmark Bankshares (BMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued. The current stock price of $43.00 is trading 32.9% above its estimated GF Value™ of $32.35. GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.

Key valuation signals for BMBN:

  • PEG Ratio: 0.87 (18% above median its 10-year median of 0.74)
  • GF Value™: $32.35 vs. price of $43.00 (32.9% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 44.2% below the Banks median (#335 of 1231)

No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benchmark Bankshares Business Description

Address 100 South Broad Street, P.O. Box 569, Kenbridge, VA, USA, 23944
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
65GF Score

Get the complete analysis for BMBN

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.00
Price
$32.35
GF Value