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Benchmark BanksharesBMBN 65 Pretax Margin % is 37.77% as of Mar. 2026, which is 5% above its 10-year median of 36.02. GuruFocus rates BMBN with a GF Score™ of 65/100 and a GF Value™ of $32.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Benchmark Bankshares ranks better than 56.62% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Benchmark Bankshares Pretax Margin % Related Terms
Benchmark Bankshares Pretax Margin % Historical Data
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The historical data trend for Benchmark Bankshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BMBN vs EBMT, LYBC, CPKF: Pretax Margin % Comparison
For the Banks - Regional subindustry, Benchmark Bankshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benchmark Bankshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Benchmark Bankshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Benchmark Bankshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Benchmark Bankshares (BMBN) has a Pretax Margin % of 37.77% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Benchmark Bankshares and its competitors. This is near median its historical median of 36.02. Over the past decade, Benchmark Bankshares' Pretax Margin % has ranged from 33.75 to 39.25. According to the industry distribution chart, Benchmark Bankshares ranks #662 out of 1526 companies in the Banks industry, placing it in the top 43.4%.
Is Benchmark Bankshares' Pretax Margin % too high?
Benchmark Bankshares' current Pretax Margin % of 37.77% is near median its 10-year median of 36.02. Over the past 10 years, this metric has ranged from a low of 33.75 to a high of 39.25. The Banks industry median Pretax Margin % is 35.36. Benchmark Bankshares' value of 37.77% is 6.8% above this industry median. Based on the distribution chart, Benchmark Bankshares ranks #662 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Benchmark Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' Pretax Margin % compare to EBMT and LYBC?
According to the Banks industry distribution chart, Benchmark Bankshares ranks #662 out of 1526 companies for Pretax Margin %. This puts Benchmark Bankshares in the upper half of its industry. The industry median Pretax Margin % is 35.36. Benchmark Bankshares' value of 37.77% is 6.8% above this benchmark. Historically, Benchmark Bankshares' own Pretax Margin % has ranged from 33.75 to 39.25 over the past decade. While the company's 10-year median is 36.02 vs. the industry median of 35.36, Benchmark Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benchmark Bankshares's current Pretax Margin % of 37.77% is 6.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Benchmark Bankshares and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benchmark Bankshares's current Pretax Margin % is 37.77%, which is near median its own 10-year median of 36.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.35, compared to a current price of $43.00 — trading 32.9% above its estimated fair value. The current Pretax Margin % is 37.77%, which is near median its 10-year median of 36.02 and 6.8% above the Banks industry median of 35.36. Benchmark Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current Pretax Margin % is 37.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benchmark Bankshares (BMBN) Overvalued in 2026?
Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued.
The current stock price of $43.00 is trading 32.9% above its estimated GF Value™ of $32.35.
GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.
Key valuation signals for BMBN:
Pretax Margin %: 37.77% (near median its 10-year median of 36.02)
GF Value™: $32.35 vs. price of $43.00 (32.9% above fair value)
Industry Position: 6.8% above the Banks median (#662 of 1526)
No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
65GF Score
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