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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Benchmark Bankshares's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Benchmark Bankshares was 0.08. The lowest was 0.00. And the median was 0.03.
BMBN's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Benchmark Bankshares Debt-to-Equity Related Terms
Benchmark Bankshares Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Benchmark Bankshares's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BMBN vs EBMT, LYBC, CPKF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Benchmark Bankshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benchmark Bankshares Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Benchmark Bankshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Benchmark Bankshares's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Benchmark Bankshares (BMBN) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Benchmark Bankshares and its competitors. According to the industry distribution chart, Benchmark Bankshares ranks #999999 out of 1421 companies in the Banks industry.
Is Benchmark Bankshares' Debt-to-Equity too high?
Benchmark Bankshares' current Debt-to-Equity is 0.00. Based on the distribution chart, Benchmark Bankshares ranks #999999 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Benchmark Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' Debt-to-Equity compare to EBMT and LYBC?
According to the Banks industry distribution chart, Benchmark Bankshares ranks #999999 out of 1421 companies for Debt-to-Equity. This places Benchmark Bankshares in the lower half of its industry. The industry median Debt-to-Equity is 0.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Benchmark Bankshares and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benchmark Bankshares's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.35, compared to a current price of $43.00 — trading 32.9% above its estimated fair value. The current Debt-to-Equity is 0.00. Benchmark Bankshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benchmark Bankshares (BMBN) Overvalued in 2026?
Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued.
The current stock price of $43.00 is trading 32.9% above its estimated GF Value™ of $32.35.
GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.
Key valuation signals for BMBN:
Debt-to-Equity: 0.00
GF Value™: $32.35 vs. price of $43.00 (32.9% above fair value)
No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
65GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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