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Benchmark BanksharesBMBN 66 Net Margin % is 33.26% as of Jun. 2026, which is 18% above its 10-year median of 28.20. GuruFocus rates BMBN with a GF Score™ of 66/100 and a GF Value™ of $32.92 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, Benchmark Bankshares ranks better than 63.03% on this metric.
Benchmark Bankshares (OTCPK:BMBN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Benchmark Bankshares Net Margin % Related Terms
Benchmark Bankshares Net Margin % Historical Data
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The historical data trend for Benchmark Bankshares's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Benchmark Bankshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benchmark Bankshares Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Benchmark Bankshares's Net Margin % distribution charts can be found below:
* The bar in red indicates where Benchmark Bankshares's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Benchmark Bankshares (BMBN) has a Net Margin % of 33.26% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Benchmark Bankshares and its competitors. This is 18% above median its historical median of 28.20. Over the past decade, Benchmark Bankshares' Net Margin % has ranged from 26.88 to 31.23. According to the industry distribution chart, Benchmark Bankshares ranks #562 out of 1520 companies in the Banks industry, placing it in the top 37%.
Is Benchmark Bankshares' Net Margin % too high?
Benchmark Bankshares' current Net Margin % of 33.26% is 18% above median its 10-year median of 28.20. Over the past 10 years, this metric has ranged from a low of 26.88 to a high of 31.23. The Banks industry median Net Margin % is 27.29. Benchmark Bankshares' value of 33.26% is 21.9% above this industry median. Based on the distribution chart, Benchmark Bankshares ranks #562 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Benchmark Bankshares has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benchmark Bankshares' Net Margin % compare to CBFV and TYFG?
According to the Banks industry distribution chart, Benchmark Bankshares ranks #562 out of 1520 companies for Net Margin %. This puts Benchmark Bankshares in the upper half of its industry. The industry median Net Margin % is 27.29. Benchmark Bankshares' value of 33.26% is 21.9% above this benchmark. Historically, Benchmark Bankshares' own Net Margin % has ranged from 26.88 to 31.23 over the past decade. While the company's 10-year median is 28.20 vs. the industry median of 27.29, Benchmark Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.29, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benchmark Bankshares's current Net Margin % of 33.26% is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Benchmark Bankshares and its competitors. For the Banks industry, the median Net Margin % is 27.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benchmark Bankshares's current Net Margin % is 33.26%, which is 18% above median its own 10-year median of 28.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benchmark Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Benchmark Bankshares (BMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.92, compared to a current price of $43.00 — trading 30.6% above its estimated fair value. The current Net Margin % is 33.26%, which is 18% above median its 10-year median of 28.20 and 21.9% above the Banks industry median of 27.29. Benchmark Bankshares' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Benchmark Bankshares (BMBN), the current Net Margin % is 33.26% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benchmark Bankshares (BMBN) Overvalued in 2026?
Based on GuruFocus' analysis, Benchmark Bankshares stock appears to be overvalued.
The current stock price of $43.00 is trading 30.6% above its estimated GF Value™ of $32.92.
GuruFocus considers Benchmark Bankshares to be Significantly Overvalued.
Key valuation signals for BMBN:
Net Margin %: 33.26% (18% above median its 10-year median of 28.20)
GF Value™: $32.92 vs. price of $43.00 (30.6% above fair value)
Industry Position: 21.9% above the Banks median (#562 of 1520)
No single metric tells the full story. See the BMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benchmark Bankshares Inc is a bank holding company for Benchmark Community Bank, which offers a wide range of banking and related financial services to individuals and small to medium-sized businesses through offices located in Virginia and North Carolina. The bank provides personal account services, business account services, loan products, internet banking services, mobile banking services, debit cards, money management services, mortgage services, credit card facilities, and other related services.
66GF Score
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