DCB Bank (BOM:532772) E10: ₹15.46 (As of Mar. 2026)


BOM:532772 DCB Bank Ltd BOM:532772
83 GF Score
Price ₹180.00
GF Value ₹177.26
Valuation Fairly Valued
! 6 Warning Signs
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What is DCB Bank E10?

DCB Bank BOM:532772 -2.70% 83 E10 is ₹15.46 as of Mar. 2026. GuruFocus rates BOM:532772 with a GF Score™ of 83/100 and a GF Value™ of ₹177.26 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

DCB Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹6.350. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹15.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, DCB Bank's average E10 Growth Rate was 13.20% per year. During the past 3 years, the average E10 Growth Rate was 10.90% per year. During the past 5 years, the average E10 Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of DCB Bank was 11.00% per year. The lowest was 9.30% per year. And the median was 10.55% per year.

As of today (2026-07-09), DCB Bank's current stock price is ₹180.00. DCB Bank's E10 for the quarter that ended in Mar. 2026 was ₹15.46. DCB Bank's Shiller PE Ratio of today is 11.64.

During the past 13 years, the highest Shiller PE Ratio of DCB Bank was 23.16. The lowest was 6.97. And the median was 10.01.


DCB Bank  (BOM:532772) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

DCB Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=180.00/15.46
=11.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of DCB Bank was 23.16. The lowest was 6.97. And the median was 10.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


DCB Bank E10 Related Terms


DCB Bank E10 Historical Data

* Premium members only.

The historical data trend for DCB Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DCB Bank E10 Chart

DCB Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.98 11.32 12.50 13.66 15.46

DCB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.66 14.09 14.69 15.12 15.46

DCB Bank E10 Competitor Comparison

For the Banks - Regional subindustry, DCB Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DCB Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, DCB Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where DCB Bank's Shiller PE Ratio falls into.


BOM:532772
83GF Score
DCB Bank Ltd BOM:532772
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DCB Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, DCB Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.35/164.2724*164.2724
=6.350

Current CPI (Mar. 2026) = 164.2724.

DCB Bank Quarterly Data

per share eps CPI Adj_EPS
201606 1.630 105.961 2.527
201609 1.680 105.961 2.605
201612 1.770 105.196 2.764
201703 1.820 105.196 2.842
201706 2.120 107.109 3.251
201709 1.870 109.021 2.818
201712 1.810 109.404 2.718
201803 2.040 109.786 3.052
201806 2.210 111.317 3.261
201809 2.340 115.142 3.338
201812 2.740 115.142 3.909
201903 3.060 118.202 4.253
201906 2.570 120.880 3.493
201909 2.900 123.175 3.868
201912 3.070 126.235 3.995
202003 2.190 124.705 2.885
202006 2.530 127.000 3.273
202009 2.630 130.118 3.320
202012 3.070 130.889 3.853
202103 2.460 131.771 3.067
202106 1.080 134.084 1.323
202109 2.070 135.847 2.503
202112 2.410 138.161 2.865
202203 3.630 138.822 4.295
202206 3.110 142.347 3.589
202209 3.590 144.661 4.077
202212 3.620 145.763 4.080
202303 4.500 146.865 5.033
202306 4.030 150.280 4.405
202309 4.020 151.492 4.359
202312 4.020 152.924 4.318
202403 4.920 153.035 5.281
202406 4.160 155.789 4.387
202409 4.920 157.882 5.119
202412 4.790 158.323 4.970
202503 5.600 157.552 5.839
202506 4.970 159.755 5.111
202509 5.810 162.289 5.881
202512 5.720 163.281 5.755
202603 6.350 164.272 6.350

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹15.46 mean?
DCB Bank (BOM:532772) has a E10 of ₹15.46 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on DCB Bank and its competitors.
Is DCB Bank's E10 too high?
DCB Bank's current E10 is ₹15.46. Overall, DCB Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DCB Bank's E10 compare to competitors?
DCB Bank's E10 of ₹15.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on DCB Bank and its competitors. DCB Bank's current E10 is ₹15.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCB Bank stock overvalued right now?
Based on GuruFocus' analysis, DCB Bank (BOM:532772) is currently considered Fairly Valued. The stock's GF Value™ is ₹177.26, compared to a current price of ₹180.00 — trading 1.5% above its estimated fair value. The current E10 is ₹15.46. DCB Bank's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For DCB Bank (BOM:532772), the current E10 is ₹15.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DCB Bank (BOM:532772) Overvalued in 2026?

Based on GuruFocus' analysis, DCB Bank stock appears to be overvalued. The current stock price of ₹180.00 is trading 1.5% above its estimated GF Value™ of ₹177.26. GuruFocus considers DCB Bank to be Fairly Valued.

Key valuation signals for BOM:532772:

  • E10: ₹15.46
  • GF Value™: ₹177.26 vs. price of ₹180.00 (1.5% above fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the BOM:532772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DCB Bank Business Description

Other Exchanges DCBBANK:India
Address Senapati Bapat Marg, 601 and 602, 601 & 602, 6th Floor, Tower A, Peninsula Business Park, Lower Parel, Mumbai, IND, 400013
DCB Bank Ltd engaged in providing banking and financial services. It is a new-generation private sector bank focused on serving small businesses, self-employed professionals, and individuals across India. It has four segments Treasury Operations includes all financial markets activities undertaken on behalf of the Bans customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions; Wholesale Banking includes lending, deposit taking and other services offered to corporate customers; Retail Banking includes lending, deposit taking and other services offered to retail customers; and Other Banking Operations includes para banking activities. It generates majority of income from Retail banking.
83GF Score

Get the complete analysis for BOM:532772

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹180.00
Price
₹177.26
GF Value