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DCB BankBOM:532772 +2.20%82 PEG Ratio is 0.70 as of Jul. 28, 2026, which is 9% below its 10-year median of 0.77. GuruFocus rates BOM:532772 with a GF Score™ of 82/100 and a GF Value™ of ₹174.87 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,232 Banks companies, DCB Bank ranks better than 78.65% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, DCB Bank's PE Ratio without NRI is 7.78. DCB Bank's 5-Year Book Value growth rate is 11.10%. Therefore, DCB Bank's PEG Ratio for today is 0.70.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for DCB Bank's PEG Ratio or its related term are showing as below:
BOM:532772'
s PEG Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.77 Max: 1.83
Current: 0.7
During the past 13 years, DCB Bank's highest PEG Ratio was 1.83. The lowest was 0.37. And the median was 0.77.
BOM:532772's PEG Ratio is ranked better than 78.65% of 1232
companies
in the Banks industry
Industry Median: 1.56
vs BOM:532772: 0.70
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
DCB Bank (BOM:532772) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
DCB Bank PEG Ratio Related Terms
DCB Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for DCB Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, DCB Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DCB Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, DCB Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where DCB Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
DCB Bank (BOM:532772) has a PEG Ratio of 0.70 as of Jul. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on DCB Bank and its competitors. This is near median its historical median of 0.77. Over the past decade, DCB Bank's PEG Ratio has ranged from 0.37 to 1.83. According to the industry distribution chart, DCB Bank ranks #263 out of 1232 companies in the Banks industry, placing it in the top 21.3%.
Is DCB Bank's PEG Ratio too high?
DCB Bank's current PEG Ratio of 0.70 is near median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.83. The Banks industry median PEG Ratio is 1.56. DCB Bank's value of 0.70 is 55.1% below this industry median. Based on the distribution chart, DCB Bank ranks #263 out of 1232 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, DCB Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DCB Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, DCB Bank ranks #263 out of 1232 companies for PEG Ratio. This places DCB Bank in the top 21% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. DCB Bank's value of 0.70 is 55.1% below this benchmark. Historically, DCB Bank's own PEG Ratio has ranged from 0.37 to 1.83 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.56, DCB Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DCB Bank's current PEG Ratio of 0.70 is 55.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on DCB Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DCB Bank's current PEG Ratio is 0.70, which is near median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCB Bank stock overvalued right now?
Based on GuruFocus' analysis, DCB Bank (BOM:532772) is currently considered Fairly Valued. The stock's GF Value™ is ₹174.87, compared to a current price of ₹190.20 — trading 8.8% above its estimated fair value. The current PEG Ratio is 0.70, which is near median its 10-year median of 0.77 and 55.1% below the Banks industry median of 1.56. DCB Bank's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For DCB Bank (BOM:532772), the current PEG Ratio is 0.70 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DCB Bank (BOM:532772) Overvalued in 2026?
Based on GuruFocus' analysis, DCB Bank stock appears to be overvalued.
The current stock price of ₹190.20 is trading 8.8% above its estimated GF Value™ of ₹174.87.
GuruFocus considers DCB Bank to be Fairly Valued.
Key valuation signals for BOM:532772:
PEG Ratio: 0.70 (near median its 10-year median of 0.77)
GF Value™: ₹174.87 vs. price of ₹190.20 (8.8% above fair value)
Industry Position: 55.1% below the Banks median (#263 of 1232)
No single metric tells the full story. See the BOM:532772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DCB Bank Ltd engaged in providing banking and financial services. It is a new-generation private sector bank focused on serving small businesses, self-employed professionals, and individuals across India. It has four segments Treasury Operations includes all financial markets activities undertaken on behalf of the Bans customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions; Wholesale Banking includes lending, deposit taking and other services offered to corporate customers; Retail Banking includes lending, deposit taking and other services offered to retail customers; and Other Banking Operations includes para banking activities. It generates majority of income from Retail banking.
82GF Score
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