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DCB BankBOM:532772 -2.54%82 PB Ratio is 0.90 as of Aug. 15, 2026, which is 5% above its 10-year median of 0.86. GuruFocus rates BOM:532772 with a GF Score™ of 82/100 and a GF Value™ of ₹176.19 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,512 Banks companies, DCB Bank ranks better than 66.87% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-15), DCB Bank's share price is ₹182.05. DCB Bank's Book Value per Share for the quarter that ended in Jun. 2026 was ₹203.01. Hence, DCB Bank's PB Ratio of today is 0.90.
Warning Sign:
DCB Bank Ltd stock PB Ratio (=0.9) is close to 3-year high of 0.98.
The historical rank and industry rank for DCB Bank's PB Ratio or its related term are showing as below:
BOM:532772'
s PB Ratio Range Over the Past 10 Years
Min: 0.55 Med: 0.86 Max: 2.72
Current: 0.9
During the past 13 years, DCB Bank's highest PB Ratio was 2.72. The lowest was 0.55. And the median was 0.86.
BOM:532772's PB Ratio is ranked better than 66.87% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs BOM:532772: 0.90
During the past 12 months, DCB Bank's average Book Value Per Share Growth Rate was 12.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of DCB Bank was 18.80% per year. The lowest was -5.20% per year. And the median was 11.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
DCB Bank PB Ratio Related Terms
DCB Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for DCB Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, DCB Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DCB Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, DCB Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where DCB Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
DCB Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
DCB Bank (BOM:532772) has a PB Ratio of 0.90 as of Aug. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DCB Bank and its competitors. This is near median its historical median of 0.86. Over the past decade, DCB Bank's PB Ratio has ranged from 0.55 to 2.72. According to the industry distribution chart, DCB Bank ranks #501 out of 1512 companies in the Banks industry, placing it in the top 33.1%.
Is DCB Bank's PB Ratio too high?
DCB Bank's current PB Ratio of 0.90 is near median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.72. The Banks industry median PB Ratio is 1.12. DCB Bank's value of 0.90 is 19.6% below this industry median. Based on the distribution chart, DCB Bank ranks #501 out of 1512 companies in the Banks industry, which is above the industry midpoint. Overall, DCB Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DCB Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, DCB Bank ranks #501 out of 1512 companies for PB Ratio. This puts DCB Bank in the upper half of its industry. The industry median PB Ratio is 1.12. DCB Bank's value of 0.90 is 19.6% below this benchmark. Historically, DCB Bank's own PB Ratio has ranged from 0.55 to 2.72 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.12, DCB Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DCB Bank's current PB Ratio of 0.90 is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DCB Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DCB Bank's current PB Ratio is 0.90, which is near median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCB Bank stock overvalued right now?
Based on GuruFocus' analysis, DCB Bank (BOM:532772) is currently considered Fairly Valued. The stock's GF Value™ is ₹176.19, compared to a current price of ₹182.05 — trading 3.3% above its estimated fair value. The current PB Ratio is 0.90, which is near median its 10-year median of 0.86 and 19.6% below the Banks industry median of 1.12. DCB Bank's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For DCB Bank (BOM:532772), the current PB Ratio is 0.90 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DCB Bank (BOM:532772) Overvalued in 2026?
Based on GuruFocus' analysis, DCB Bank stock appears to be overvalued.
The current stock price of ₹182.05 is trading 3.3% above its estimated GF Value™ of ₹176.19.
GuruFocus considers DCB Bank to be Fairly Valued.
Key valuation signals for BOM:532772:
PB Ratio: 0.90 (near median its 10-year median of 0.86)
GF Value™: ₹176.19 vs. price of ₹182.05 (3.3% above fair value)
Industry Position: 19.6% below the Banks median (#501 of 1512)
No single metric tells the full story. See the BOM:532772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DCB Bank Ltd engaged in providing banking and financial services. It is a new-generation private sector bank focused on serving small businesses, self-employed professionals, and individuals across India. It has four segments Treasury Operations includes all financial markets activities undertaken on behalf of the Bans customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions; Wholesale Banking includes lending, deposit taking and other services offered to corporate customers; Retail Banking includes lending, deposit taking and other services offered to retail customers; and Other Banking Operations includes para banking activities. It generates majority of income from Retail banking.
82GF Score
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