DCB Bank (BOM:532772) PS Ratio: 1.80 (As of Aug. 06, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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BOM:532772 DCB Bank Ltd BOM:532772
81 GF Score
Price ₹189.10
GF Value ₹175.40
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is DCB Bank PS Ratio?

DCB Bank BOM:532772 -1.36% 81 PS Ratio is 1.80 as of Aug. 06, 2026, which is 1% below its 10-year median of 1.81. GuruFocus rates BOM:532772 with a GF Score™ of 81/100 and a GF Value™ of ₹175.40 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, DCB Bank ranks better than 79.19% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, DCB Bank's share price is ₹189.10. DCB Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹104.84. Hence, DCB Bank's PS Ratio for today is 1.80.

Warning Sign:

DCB Bank Ltd stock PS Ratio (=1.84) is close to 2-year high of 1.97.

The historical rank and industry rank for DCB Bank's PS Ratio or its related term are showing as below:

BOM:532772' s PS Ratio Range Over the Past 10 Years
Min: 1.15   Med: 1.81   Max: 5.82
Current: 1.81

During the past 13 years, DCB Bank's highest PS Ratio was 5.82. The lowest was 1.15. And the median was 1.81.

BOM:532772's PS Ratio is ranked better than
79.19% of 1514 companies
in the Banks industry
Industry Median: 3.1 vs BOM:532772: 1.81

DCB Bank's Revenue per Sharefor the three months ended in Jun. 2026 was ₹27.17. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹104.84.

Good Sign:

DCB Bank Ltd has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of DCB Bank was 9.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 15.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 14.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 12.10% per year.

During the past 13 years, DCB Bank's highest 3-Year average Revenue per Share Growth Rate was 21.50% per year. The lowest was -10.10% per year. And the median was 10.60% per year.

Back to Basics: PS Ratio


DCB Bank  (BOM:532772) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


DCB Bank PS Ratio Related Terms


DCB Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for DCB Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DCB Bank PS Ratio Chart

DCB Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.58 1.57 1.24 1.53

DCB Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.29 1.70 1.53 1.77

DCB Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, DCB Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DCB Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, DCB Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where DCB Bank's PS Ratio falls into.


BOM:532772
81GF Score
DCB Bank Ltd BOM:532772
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DCB Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

DCB Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=189.10/104.842
=1.80

DCB Bank's Share Price of today is ₹189.10.
DCB Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹104.84.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.80 mean?
DCB Bank (BOM:532772) has a PS Ratio of 1.80 as of Aug. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on DCB Bank and its competitors. This is near median its historical median of 1.81. Over the past decade, DCB Bank's PS Ratio has ranged from 1.15 to 5.82. According to the industry distribution chart, DCB Bank ranks #315 out of 1514 companies in the Banks industry, placing it in the top 20.8%.
Is DCB Bank's PS Ratio too high?
DCB Bank's current PS Ratio of 1.80 is near median its 10-year median of 1.81. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 5.82. The Banks industry median PS Ratio is 3.10. DCB Bank's value of 1.80 is 41.9% below this industry median. Based on the distribution chart, DCB Bank ranks #315 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, DCB Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DCB Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, DCB Bank ranks #315 out of 1514 companies for PS Ratio. This places DCB Bank in the top 21% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.10. DCB Bank's value of 1.80 is 41.9% below this benchmark. Historically, DCB Bank's own PS Ratio has ranged from 1.15 to 5.82 over the past decade. While the company's 10-year median is 1.81 vs. the industry median of 3.10, DCB Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DCB Bank's current PS Ratio of 1.80 is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on DCB Bank and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DCB Bank's current PS Ratio is 1.80, which is near median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCB Bank stock overvalued right now?
Based on GuruFocus' analysis, DCB Bank (BOM:532772) is currently considered Fairly Valued. The stock's GF Value™ is ₹175.40, compared to a current price of ₹189.10 — trading 7.8% above its estimated fair value. The current PS Ratio is 1.80, which is near median its 10-year median of 1.81 and 41.9% below the Banks industry median of 3.10. DCB Bank's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For DCB Bank (BOM:532772), the current PS Ratio is 1.80 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DCB Bank (BOM:532772) Overvalued in 2026?

Based on GuruFocus' analysis, DCB Bank stock appears to be overvalued. The current stock price of ₹189.10 is trading 7.8% above its estimated GF Value™ of ₹175.40. GuruFocus considers DCB Bank to be Fairly Valued.

Key valuation signals for BOM:532772:

  • PS Ratio: 1.80 (near median its 10-year median of 1.81)
  • GF Value™: ₹175.40 vs. price of ₹189.10 (7.8% above fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 41.9% below the Banks median (#315 of 1514)

No single metric tells the full story. See the BOM:532772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DCB Bank Business Description

Other Exchanges DCBBANK:India
Address Senapati Bapat Marg, 601 and 602, 601 & 602, 6th Floor, Tower A, Peninsula Business Park, Lower Parel, Mumbai, IND, 400013
DCB Bank Ltd engaged in providing banking and financial services. It is a new-generation private sector bank focused on serving small businesses, self-employed professionals, and individuals across India. It has four segments Treasury Operations includes all financial markets activities undertaken on behalf of the Bans customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions; Wholesale Banking includes lending, deposit taking and other services offered to corporate customers; Retail Banking includes lending, deposit taking and other services offered to retail customers; and Other Banking Operations includes para banking activities. It generates majority of income from Retail banking.
81GF Score

Get the complete analysis for BOM:532772

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹189.10
Price
₹175.40
GF Value