DCB Bank (BOM:532772) Effective Interest Rate on Debt % : 62.12% (As of Sep. 2024)

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What is DCB Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DCB Bank's annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was ₹42,370 Mil. DCB Bank's average total debt for the quarter that ended in Sep. 2024 was ₹68,201 Mil. Therefore, DCB Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 62.12%.

DCB Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for DCB Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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DCB Bank Effective Interest Rate on Debt % Chart

DCB Bank Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Effective Interest Rate on Debt %

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65.45

50.92

45.25

50.80

60.22

DCB Bank Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															63.96	69.38	59.50	63.03	62.12

Competitive Comparison of DCB Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, DCB Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

DCB Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, DCB Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DCB Bank's Effective Interest Rate on Debt % falls into.

DCB Bank Effective Interest Rate on Debt % Calculation

DCB Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2023 )	+	Total Debt (A: Mar. 2024 ))	/ count )
=	-1 * -34341.407	/	( (51056.895	+	63000.327)	/ 2 )
=	-1 * -34341.407	/	57028.611
=	60.22 %

where

	Total Debt (A: Mar. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	51056.895	+	0
=	51056.895

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	63000.327	+	0
=	63000.327

DCB Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Jun. 2024 )	+	Total Debt (Q: Sep. 2024 ))	/ count )
=	-1 * -42369.6	/	( (0	+	68201)	/ 1 )
=	-1 * -42369.6	/	68201
=	62.12 %

where

	Total Debt (Q: Jun. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

	Total Debt (Q: Sep. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	68201	+	0
=	68201

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

DCB Bank (BOM:532772) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

DCB Bank Effective Interest Rate on Debt % Related Terms

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DCB Bank Business Description

Industry

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DCBBANK:India

Address

Senapati Bapat Marg, 601 and 602, 6th Floor, Tower A, Peninsula Business Park, Lower Parel, Mumbai, IND, 400013

Website

https://www.dcbbank.com

DCB Bank Ltd is an Indian commercial bank catering to corporate and retail customers. Its banking operations are structured into retail banking, wholesale banking, treasury operations, and other banking operations. It depends predominantly on its retail banking operations for the core of the bank's revenues. Through this segment, it handles the lending, deposit-taking, and other services offered to retail customers. The Corporate/Wholesale Banking segment includes lending, deposit-taking, and other services offered to corporate customers. The treasury operations encompass all financial markets activities such as trading, maintenance of reserve requirements, and resource mobilization, and the other banking operations segment includes para-banking activities and merchant banking.

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