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Trucap Finance (BOM:540268) E10 : ₹0.48 (As of Dec. 2024)


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What is Trucap Finance E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Trucap Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹0.080. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.48 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Trucap Finance's average E10 Growth Rate was 20.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-02), Trucap Finance's current stock price is ₹11.73. Trucap Finance's E10 for the quarter that ended in Dec. 2024 was ₹0.48. Trucap Finance's Shiller PE Ratio of today is 24.44.

During the past 13 years, the highest Shiller PE Ratio of Trucap Finance was 263.95. The lowest was 22.31. And the median was 164.13.


Trucap Finance E10 Historical Data

The historical data trend for Trucap Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trucap Finance E10 Chart

Trucap Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 0.34 0.44

Trucap Finance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.44 0.46 0.47 0.48

Competitive Comparison of Trucap Finance's E10

For the Credit Services subindustry, Trucap Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trucap Finance's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Trucap Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Trucap Finance's Shiller PE Ratio falls into.



Trucap Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trucap Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.08/159.2043*159.2043
=0.080

Current CPI (Dec. 2024) = 159.2043.

Trucap Finance Quarterly Data

per share eps CPI Adj_EPS
201503 0.020 97.163 0.033
201506 0.004 99.841 0.006
201509 0.014 101.753 0.022
201512 0.020 102.901 0.031
201603 0.032 102.518 0.050
201606 0.004 105.961 0.006
201609 0.026 105.961 0.039
201612 0.010 105.196 0.015
201703 -0.056 105.196 -0.085
201706 0.008 107.109 0.012
201709 0.526 109.021 0.768
201712 0.228 109.404 0.332
201803 0.290 109.786 0.421
201806 -0.136 111.317 -0.195
201809 -0.078 115.142 -0.108
201812 0.236 115.142 0.326
201903 0.302 118.202 0.407
201906 0.152 120.880 0.200
201909 0.148 123.175 0.191
201912 0.226 126.235 0.285
202003 0.040 124.705 0.051
202006 0.046 127.000 0.058
202009 0.048 130.118 0.059
202012 -0.050 130.889 -0.061
202103 0.153 131.771 0.185
202106 -0.010 134.084 -0.012
202109 0.190 135.847 0.223
202112 0.230 138.161 0.265
202203 -0.020 138.822 -0.023
202206 -0.020 142.347 -0.022
202209 0.030 144.661 0.033
202212 0.010 145.763 0.011
202303 0.041 146.865 0.044
202306 0.090 150.280 0.095
202309 0.120 151.492 0.126
202312 0.240 152.924 0.250
202403 0.480 153.035 0.499
202406 0.100 155.789 0.102
202409 0.090 157.882 0.091
202412 0.080 159.204 0.080

Add all the adjusted EPS together and divide 10 will get our e10.


Trucap Finance  (BOM:540268) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Trucap Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=11.73/0.48
=24.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Trucap Finance was 263.95. The lowest was 22.31. And the median was 164.13.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Trucap Finance E10 Related Terms

Thank you for viewing the detailed overview of Trucap Finance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Trucap Finance Business Description

Traded in Other Exchanges
Address
Old Nagardas Road, 2nd Floor, Building No. 4, Wilson House, Andheri (East), Mumbai, MH, IND, 400 069
Trucap Finance Ltd is a non-banking finance company which engages in financing business in India. It offers products such as Loan Against Property, Personal Loan, Medical Loan and School Fee Loan among others. The company's operating segment includes Fund based activities and Advisory services. It generates maximum revenue from Fund based activities segment.

Trucap Finance Headlines

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