Guidewire Software (FRA:0GS) E10: €-0.23 (As of Apr. 2026)


FRA:0GS Guidewire Software Inc FRA:0GS
70 GF Score
Price €95.88
GF Value €177.18
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Guidewire Software E10?

Guidewire Software FRA:0GS +6.89% 70 E10 is €-0.23 as of Apr. 2026. GuruFocus rates FRA:0GS with a GF Score™ of 70/100 and a GF Value™ of €177.18 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was €0.162. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-0.23 for the trailing ten years ended in Apr. 2026.

During the past 3 years, the average E10 Growth Rate was -22.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Guidewire Software was -22.90% per year. The lowest was -22.90% per year. And the median was -22.90% per year.

As of today (2026-06-24), Guidewire Software's current stock price is €95.88. Guidewire Software's E10 for the quarter that ended in Apr. 2026 was €-0.23. Guidewire Software's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Guidewire Software  (FRA:0GS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Guidewire Software E10 Related Terms


Guidewire Software E10 Historical Data

* Premium members only.

The historical data trend for Guidewire Software's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software E10 Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 -0.20 -0.35 -0.40 -0.34

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.37 -0.34 -0.30 -0.24 -0.23

FRA:0GS vs TYL, U, DT: E10 Comparison

For the Software - Application subindustry, Guidewire Software's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Shiller PE Ratio falls into.


FRA:0GS
70GF Score
Guidewire Software Inc FRA:0GS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=0.162/333.0200*333.0200
=0.162

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

per share eps CPI Adj_EPS
201607 0.199 240.628 0.275
201610 -0.100 241.729 -0.138
201701 0.047 242.839 0.064
201704 -0.019 244.524 -0.026
201707 0.312 244.786 0.424
201710 -0.102 246.663 -0.138
201801 -0.484 247.867 -0.650
201804 -0.326 250.546 -0.433
201807 0.873 252.006 1.154
201810 0.070 252.885 0.092
201901 0.000 251.712 0.000
201904 -0.098 255.548 -0.128
201907 0.250 256.571 0.324
201910 -0.163 257.346 -0.211
202001 -0.216 257.971 -0.279
202004 -0.340 256.389 -0.442
202007 0.400 259.101 0.514
202010 -0.204 260.388 -0.261
202101 -0.082 261.582 -0.104
202104 -0.368 267.054 -0.459
202107 -0.008 273.003 -0.010
202110 -0.534 276.589 -0.643
202201 -0.433 281.148 -0.513
202204 -0.639 289.109 -0.736
202207 -0.364 296.276 -0.409
202210 -0.842 298.012 -0.941
202301 -0.102 299.170 -0.114
202304 -0.511 303.363 -0.561
202307 0.136 305.691 0.148
202310 -0.313 307.671 -0.339
202401 0.110 308.417 0.119
202404 -0.065 313.548 -0.069
202407 0.184 314.540 0.195
202410 0.101 315.664 0.107
202501 -0.435 317.671 -0.456
202504 0.481 320.795 0.499
202507 0.514 323.048 0.530
202510 0.309 0.000
202601 0.596 325.252 0.610
202604 0.162 333.020 0.162

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-0.23 mean?
Guidewire Software (FRA:0GS) has a E10 of €-0.23 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's E10 too high?
Guidewire Software's current E10 is €-0.23. Overall, Guidewire Software has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's E10 compare to TYL and U?
Guidewire Software's E10 of €-0.23 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors. Guidewire Software's current E10 is €-0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €177.18, compared to a current price of €95.88 — trading 45.9% below its estimated fair value. The current E10 is €-0.23. Guidewire Software's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current E10 is €-0.23 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (FRA:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €95.88 is trading 45.9% below its estimated GF Value™ of €177.18. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for FRA:0GS:

  • E10: €-0.23
  • GF Value™: €177.18 vs. price of €95.88 (45.9% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
70GF Score

Get the complete analysis for FRA:0GS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€95.88
Price
€177.18
GF Value