Guidewire SoftwareFRA:0GS +6.89%70 FCF Margin % is 14.40% as of Apr. 2026, which is 3% below its 10-year median of 14.92. GuruFocus rates FRA:0GS with a GF Score™ of 70/100 and a GF Value™ of €177.18 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,811 Software companies, Guidewire Software ranks better than 89.11% on this metric.
The historical rank and industry rank for Guidewire Software's FCF Margin % or its related term are showing as below:
FRA:0GS'
s FCF Margin % Range Over the Past 10 Years
Min: -7.35 Med: 14.92 Max: 25.92
Current: 22.46
During the past 13 years, the highest FCF Margin % of Guidewire Software was 25.92%. The lowest was -7.35%. And the median was 14.92%.
FRA:0GS's FCF Margin % is ranked better than 89.11% of 2811
companies
in the Software industry
Industry Median: 2.4
vs FRA:0GS: 22.46
Guidewire Software FCF Margin % Related Terms
Guidewire Software FCF Margin % Historical Data
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The historical data trend for Guidewire Software's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Guidewire Software's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guidewire Software FCF Margin % vs Software Industry
For the Software industry and Technology sector, Guidewire Software's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Guidewire Software's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guidewire Software (FRA:0GS) has a FCF Margin % of 14.40% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Guidewire Software and its competitors. This is near median its historical median of 14.92. According to the industry distribution chart, Guidewire Software ranks #306 out of 2811 companies in the Software industry, placing it in the top 10.9%.
Is Guidewire Software's FCF Margin % too high?
Guidewire Software's current FCF Margin % of 14.40% is near median its 10-year median of 14.92. The Software industry median FCF Margin % is 2.40. Guidewire Software's value of 14.40% is 500% above this industry median. Based on the distribution chart, Guidewire Software ranks #306 out of 2811 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Guidewire Software has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's FCF Margin % compare to TYL and U?
According to the Software industry distribution chart, Guidewire Software ranks #306 out of 2811 companies for FCF Margin %. This places Guidewire Software in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.40. Guidewire Software's value of 14.40% is 500% above this benchmark. While the company's 10-year median is 14.92 vs. the industry median of 2.40, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.40, based on 2,811 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current FCF Margin % of 14.40% is 500% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Guidewire Software and its competitors. For the Software industry, the median FCF Margin % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current FCF Margin % is 14.40%, which is near median its own 10-year median of 14.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €177.18, compared to a current price of €95.88 — trading 45.9% below its estimated fair value. The current FCF Margin % is 14.40%, which is near median its 10-year median of 14.92 and 500% above the Software industry median of 2.40. Guidewire Software's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current FCF Margin % is 14.40% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guidewire Software (FRA:0GS) Overvalued in 2026?
Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued.
The current stock price of €95.88 is trading 45.9% below its estimated GF Value™ of €177.18.
GuruFocus considers Guidewire Software to be Significantly Undervalued.
Key valuation signals for FRA:0GS:
FCF Margin %: 14.40% (near median its 10-year median of 14.92)
GF Value™: €177.18 vs. price of €95.88 (45.9% below fair value)
Industry Position: 500% above the Software median (#306 of 2811)
No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
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