Guidewire Software (FRA:0GS) EV-to-EBITDA: 64.89 (As of Jul. 31, 2026) — 49% Below Median

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FRA:0GS Guidewire Software Inc FRA:0GS
78 GF Score
Price €133.35
GF Value €179.66
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software EV-to-EBITDA?

Guidewire Software FRA:0GS -8.63% 78 EV-to-EBITDA is 64.89 as of Jul. 31, 2026, which is 49% below its 10-year median of 127.76. GuruFocus rates FRA:0GS with a GF Score™ of 78/100 and a GF Value™ of €179.66 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,962 Software companies, Guidewire Software ranks worse than 89.81% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Guidewire Software's enterprise value is €11,085 Mil. Guidewire Software's EBITDA for the trailing twelve months (TTM) ended in Apr. 2026 was €171 Mil. Therefore, Guidewire Software's EV-to-EBITDA for today is 64.89.

The historical rank and industry rank for Guidewire Software's EV-to-EBITDA or its related term are showing as below:

FRA:0GS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6702.89   Med: 127.76   Max: 6838.14
Current: 63.58

During the past 13 years, the highest EV-to-EBITDA of Guidewire Software was 6838.14. The lowest was -6702.89. And the median was 127.76.

FRA:0GS's EV-to-EBITDA is ranked worse than
89.81% of 1962 companies
in the Software industry
Industry Median: 10.29 vs FRA:0GS: 63.58

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-31), Guidewire Software's stock price is €133.35. Guidewire Software's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was €1.581. Therefore, Guidewire Software's PE Ratio (TTM) for today is 84.35.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Guidewire Software  (FRA:0GS) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Guidewire Software's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=133.35/1.581
=84.35

Guidewire Software's share price for today is €133.35.
Guidewire Software's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.581.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Guidewire Software EV-to-EBITDA Related Terms


Guidewire Software EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Guidewire Software's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software EV-to-EBITDA Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -183.80 -34.15 -63.95 5,386.63 216.39

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 273.72 216.39 178.01 51.35 57.41

FRA:0GS vs FIG, DT, TYL: EV-to-EBITDA Comparison

For the Software - Application subindustry, Guidewire Software's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Guidewire Software's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Guidewire Software's EV-to-EBITDA falls into.


FRA:0GS
78GF Score
Guidewire Software Inc FRA:0GS
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software EV-to-EBITDA Calculation

Guidewire Software's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=11084.622/170.823
=64.89

Guidewire Software's current Enterprise Value is €11,085 Mil.
Guidewire Software's EBITDA for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €171 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 64.89 mean?
Guidewire Software (FRA:0GS) has a EV-to-EBITDA of 64.89 as of Jul. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Guidewire Software. This is 49% below median its historical median of 127.76. According to the industry distribution chart, Guidewire Software ranks #1762 out of 1962 companies in the Software industry, placing it in the top 89.8%.
Is Guidewire Software's EV-to-EBITDA too high?
Guidewire Software's current EV-to-EBITDA of 64.89 is 49% below median its 10-year median of 127.76. The Software industry median EV-to-EBITDA is 10.29. Guidewire Software's value of 64.89 is 530.6% above this industry median. Based on the distribution chart, Guidewire Software ranks #1762 out of 1962 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Guidewire Software has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's EV-to-EBITDA compare to FIG and DT?
According to the Software industry distribution chart, Guidewire Software ranks #1762 out of 1962 companies for EV-to-EBITDA. This places Guidewire Software in the lower half of its industry. The industry median EV-to-EBITDA is 10.29. Guidewire Software's value of 64.89 is 530.6% above this benchmark. While the company's 10-year median is 127.76 vs. the industry median of 10.29, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.29, based on 1,962 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current EV-to-EBITDA of 64.89 is 530.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Guidewire Software. For the Software industry, the median EV-to-EBITDA is 10.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current EV-to-EBITDA is 64.89, which is 49% below median its own 10-year median of 127.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Modestly Undervalued. The stock's GF Value™ is €179.66, compared to a current price of €133.35 — trading 25.8% below its estimated fair value. The current EV-to-EBITDA is 64.89, which is 49% below median its 10-year median of 127.76 and 530.6% above the Software industry median of 10.29. Guidewire Software's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current EV-to-EBITDA is 64.89 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (FRA:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €133.35 is trading 25.8% below its estimated GF Value™ of €179.66. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for FRA:0GS:

  • EV-to-EBITDA: 64.89 (49% below median its 10-year median of 127.76)
  • GF Value™: €179.66 vs. price of €133.35 (25.8% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 530.6% above the Software median (#1762 of 1962)

No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
78GF Score

Get the complete analysis for FRA:0GS

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€133.35
Price
€179.66
GF Value