Guidewire Software (FRA:0GS) Pre-Tax Income: €137 Mil (TTM As of Apr. 2026)

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FRA:0GS Guidewire Software Inc FRA:0GS
78 GF Score
Price €127.65
GF Value €180.93
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Guidewire Software Pre-Tax Income?

Guidewire Software FRA:0GS -1.24% 78 Pre-Tax Income is €137 Mil as of Apr. 2026. GuruFocus rates FRA:0GS with a GF Score™ of 78/100 and a GF Value™ of €180.93 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Guidewire Software's pretax income for the three months ended in Apr. 2026 was €17 Mil. Its pretax income for the trailing twelve months (TTM) ended in Apr. 2026 was €137 Mil. Guidewire Software's pretax margin was 5.30%.

During the past 13 years, Guidewire Software's highest Pretax Margin was 11.25%. The lowest was -28.27%. And the median was -2.01%.


Guidewire Software  (FRA:0GS) Pre-Tax Income Explanation

Guidewire Software's Pretax Margin for the quarter that ended in Apr. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=16.900809829985/318.63586006439
=5.30%

During the past 13 years, Guidewire Software's highest Pretax Margin was 11.25%. The lowest was -28.27%. And the median was -2.01%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guidewire Software Pre-Tax Income Related Terms


Guidewire Software Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Pre-Tax Income Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -87.22 -206.50 -127.40 -24.86 45.15

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.06 35.66 21.00 63.89 16.90

FRA:0GS vs PTC, DT, TYL: Pre-Tax Income Comparison

For the Software - Application subindustry, Guidewire Software's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Pre-Tax Income vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Pre-Tax Income falls into.


FRA:0GS
78GF Score
Guidewire Software Inc FRA:0GS
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Guidewire Software's Pretax Income for the fiscal year that ended in Jul. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=37.696686389631++-12.074455664769+51.753542655179+-32.230232727457
=45

Guidewire Software's Pretax Income for the quarter that ended in Apr. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=26.580286795872++-2.8378991404802+9.6606602747813+-16.502238100188
=17

Pre-Tax Income for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €137 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of €137 Mil mean?
Guidewire Software (FRA:0GS) has a Pre-Tax Income of €137 Mil as of Apr. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's Pre-Tax Income too high?
Guidewire Software's current Pre-Tax Income is €137 Mil. Overall, Guidewire Software has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Pre-Tax Income compare to PTC and DT?
Guidewire Software's Pre-Tax Income of €137 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Software company?
A good Pre-Tax Income depends on the Software industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Guidewire Software and its competitors. Guidewire Software's current Pre-Tax Income is €137 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Modestly Undervalued. The stock's GF Value™ is €180.93, compared to a current price of €127.65 — trading 29.4% below its estimated fair value. The current Pre-Tax Income is €137 Mil. Guidewire Software's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current Pre-Tax Income is €137 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (FRA:0GS) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of €127.65 is trading 29.4% below its estimated GF Value™ of €180.93. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for FRA:0GS:

  • Pre-Tax Income: €137 Mil
  • GF Value™: €180.93 vs. price of €127.65 (29.4% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
78GF Score

Get the complete analysis for FRA:0GS

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€127.65
Price
€180.93
GF Value