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Guidewire SoftwareFRA:0GS +5.32%79 EV-to-OCF is 43.90 as of Aug. 14, 2026, which is 29% below its 10-year median of 61.52. GuruFocus rates FRA:0GS with a GF Score™ of 79/100 and a GF Value™ of €180.09 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,875 Software companies, Guidewire Software ranks worse than 88.45% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Guidewire Software's Enterprise Value is €13,150 Mil.
Guidewire Software's Cash Flow from Operations for the trailing twelve months (TTM) ended in Apr. 2026 was €300 Mil. Therefore, Guidewire Software's EV-to-OCF for today is 43.90.
The historical rank and industry rank for Guidewire Software's EV-to-OCF or its related term are showing as below:
FRA:0GS'
s EV-to-OCF Range Over the Past 10 Years
Min: -498.92 Med: 61.52 Max: 1977.5
Current: 43.23
During the past 13 years, the highest EV-to-OCF of Guidewire Software was 1977.50. The lowest was -498.92. And the median was 61.52.
FRA:0GS's EV-to-OCF is ranked worse than 88.45% of 2875
companies
in the Software industry
Industry Median: 7.02
vs FRA:0GS: 43.23
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Guidewire Software's PE Ratio (TTM) for today is calculated as:
Guidewire Software's share price for today is €158.40.
Guidewire Software's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.581.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Guidewire Software EV-to-OCF Related Terms
Guidewire Software EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Guidewire Software's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Guidewire Software's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guidewire Software EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Guidewire Software's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Guidewire Software's EV-to-OCF falls into.
Guidewire Software's current Enterprise Value is €13,150 Mil.
Guidewire Software's Cash Flow from Operations for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €300 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guidewire Software (FRA:0GS) has a EV-to-OCF of 43.90 as of Aug. 14, 2026. This is 29% below median its historical median of 61.52. According to the industry distribution chart, Guidewire Software ranks #2543 out of 2875 companies in the Software industry, placing it in the top 88.5%.
Is Guidewire Software's EV-to-OCF too high?
Guidewire Software's current EV-to-OCF of 43.90 is 29% below median its 10-year median of 61.52. The Software industry median EV-to-OCF is 7.02. Guidewire Software's value of 43.90 is 525.4% above this industry median. Based on the distribution chart, Guidewire Software ranks #2543 out of 2875 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Guidewire Software has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's EV-to-OCF compare to FIG and DT?
According to the Software industry distribution chart, Guidewire Software ranks #2543 out of 2875 companies for EV-to-OCF. This places Guidewire Software in the lower half of its industry. The industry median EV-to-OCF is 7.02. Guidewire Software's value of 43.90 is 525.4% above this benchmark. While the company's 10-year median is 61.52 vs. the industry median of 7.02, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 7.02, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current EV-to-OCF of 43.90 is 525.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 7.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current EV-to-OCF is 43.90, which is 29% below median its own 10-year median of 61.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Modestly Undervalued. The stock's GF Value™ is €180.09, compared to a current price of €158.40 — trading 12% below its estimated fair value. The current EV-to-OCF is 43.90, which is 29% below median its 10-year median of 61.52 and 525.4% above the Software industry median of 7.02. Guidewire Software's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current EV-to-OCF is 43.90 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guidewire Software (FRA:0GS) Overvalued in 2026?
Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued.
The current stock price of €158.40 is trading 12% below its estimated GF Value™ of €180.09.
GuruFocus considers Guidewire Software to be Modestly Undervalued.
Key valuation signals for FRA:0GS:
EV-to-OCF: 43.90 (29% below median its 10-year median of 61.52)
GF Value™: €180.09 vs. price of €158.40 (12% below fair value)
Industry Position: 525.4% above the Software median (#2543 of 2875)
No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
79GF Score
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