Guidewire SoftwareFRA:0GS +6.89%70 OCF Margin % is 16.42% as of Apr. 2026, which is 9% below its 10-year median of 18.05. GuruFocus rates FRA:0GS with a GF Score™ of 70/100 and a GF Value™ of €177.18 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,812 Software companies, Guidewire Software ranks better than 84.28% on this metric.
The historical rank and industry rank for Guidewire Software's OCF Margin % or its related term are showing as below:
FRA:0GS'
s OCF Margin % Range Over the Past 10 Years
Min: -4.67 Med: 18.05 Max: 27.23
Current: 24.65
During the past 13 years, the highest OCF Margin % of Guidewire Software was 27.23%. The lowest was -4.67%. And the median was 18.05%.
FRA:0GS's OCF Margin % is ranked better than 84.28% of 2812
companies
in the Software industry
Industry Median: 6.745
vs FRA:0GS: 24.65
Guidewire Software OCF Margin % Related Terms
Guidewire Software OCF Margin % Historical Data
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The historical data trend for Guidewire Software's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Guidewire Software's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guidewire Software OCF Margin % vs Software Industry
For the Software industry and Technology sector, Guidewire Software's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Guidewire Software's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guidewire Software (FRA:0GS) has a OCF Margin % of 16.42% as of Apr. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guidewire Software and its competitors. This is near median its historical median of 18.05. According to the industry distribution chart, Guidewire Software ranks #442 out of 2812 companies in the Software industry, placing it in the top 15.7%.
Is Guidewire Software's OCF Margin % too high?
Guidewire Software's current OCF Margin % of 16.42% is near median its 10-year median of 18.05. The Software industry median OCF Margin % is 6.75. Guidewire Software's value of 16.42% is 143.4% above this industry median. Based on the distribution chart, Guidewire Software ranks #442 out of 2812 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Guidewire Software has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's OCF Margin % compare to TYL and U?
According to the Software industry distribution chart, Guidewire Software ranks #442 out of 2812 companies for OCF Margin %. This places Guidewire Software in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.75. Guidewire Software's value of 16.42% is 143.4% above this benchmark. While the company's 10-year median is 18.05 vs. the industry median of 6.75, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.75, based on 2,812 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current OCF Margin % of 16.42% is 143.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guidewire Software and its competitors. For the Software industry, the median OCF Margin % is 6.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current OCF Margin % is 16.42%, which is near median its own 10-year median of 18.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (FRA:0GS) is currently considered Significantly Undervalued. The stock's GF Value™ is €177.18, compared to a current price of €95.88 — trading 45.9% below its estimated fair value. The current OCF Margin % is 16.42%, which is near median its 10-year median of 18.05 and 143.4% above the Software industry median of 6.75. Guidewire Software's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Guidewire Software (FRA:0GS), the current OCF Margin % is 16.42% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guidewire Software (FRA:0GS) Overvalued in 2026?
Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued.
The current stock price of €95.88 is trading 45.9% below its estimated GF Value™ of €177.18.
GuruFocus considers Guidewire Software to be Significantly Undervalued.
Key valuation signals for FRA:0GS:
OCF Margin %: 16.42% (near median its 10-year median of 18.05)
GF Value™: €177.18 vs. price of €95.88 (45.9% below fair value)
Industry Position: 143.4% above the Software median (#442 of 2812)
No single metric tells the full story. See the FRA:0GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
70GF Score
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