PT Allo Bank Indonesia Tbk (ISX:BBHI) E10: Rp10.15 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBHI PT Allo Bank Indonesia Tbk ISX:BBHI
54 GF Score
Price Rp900.00
GF Value Rp1,751.38
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Allo Bank Indonesia Tbk E10?

PT Allo Bank Indonesia Tbk ISX:BBHI 54 E10 is Rp10.15 as of Jun. 2026. GuruFocus rates ISX:BBHI with a GF Score™ of 54/100 and a GF Value™ of Rp1,751.38 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Allo Bank Indonesia Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was Rp2.380. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp10.15 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Allo Bank Indonesia Tbk's average E10 Growth Rate was 49.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-04), PT Allo Bank Indonesia Tbk's current stock price is Rp900.00. PT Allo Bank Indonesia Tbk's E10 for the quarter that ended in Jun. 2026 was Rp10.15. PT Allo Bank Indonesia Tbk's Shiller PE Ratio of today is 88.67.

During the past 13 years, the highest Shiller PE Ratio of PT Allo Bank Indonesia Tbk was 230.88. The lowest was 79.94. And the median was 173.71.


PT Allo Bank Indonesia Tbk  (ISX:BBHI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Allo Bank Indonesia Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=900.00/10.15
=88.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Allo Bank Indonesia Tbk was 230.88. The lowest was 79.94. And the median was 173.71.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Allo Bank Indonesia Tbk E10 Related Terms


PT Allo Bank Indonesia Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Allo Bank Indonesia Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Allo Bank Indonesia Tbk E10 Chart

PT Allo Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4.67 7.91

PT Allo Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.80 7.04 7.91 9.82 10.15

PT Allo Bank Indonesia Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Allo Bank Indonesia Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Allo Bank Indonesia Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Allo Bank Indonesia Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Allo Bank Indonesia Tbk's Shiller PE Ratio falls into.


ISX:BBHI
54GF Score
PT Allo Bank Indonesia Tbk ISX:BBHI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Allo Bank Indonesia Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Allo Bank Indonesia Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.38/137.6954*137.6954
=2.380

Current CPI (Jun. 2026) = 137.6954.

PT Allo Bank Indonesia Tbk Quarterly Data

per share eps CPI Adj_EPS
201609 -0.245 104.142 -0.324
201612 0.098 105.222 0.128
201703 0.133 106.476 0.172
201706 0.165 107.722 0.211
201709 0.123 108.020 0.157
201712 0.136 109.017 0.172
201803 0.052 110.097 0.065
201806 -1.050 111.085 -1.302
201809 -0.022 111.135 -0.027
201812 -5.258 112.430 -6.440
201903 0.502 112.829 0.613
201906 -0.038 114.730 -0.046
201909 -0.798 114.905 -0.956
201912 -1.484 115.486 -1.769
202003 0.024 116.252 0.028
202006 1.610 116.630 1.901
202009 0.772 116.397 0.913
202012 -0.566 117.318 -0.664
202103 0.441 117.840 0.515
202106 0.699 118.184 0.814
202109 3.007 118.262 3.501
202112 5.111 119.516 5.888
202203 6.088 120.948 6.931
202206 3.480 123.322 3.886
202209 -4.230 125.298 -4.649
202212 -2.070 126.098 -2.260
202303 16.660 126.953 18.070
202306 2.540 127.663 2.740
202309 1.590 128.151 1.708
202312 -0.330 129.395 -0.351
202403 20.520 130.607 21.634
202406 -2.060 130.792 -2.169
202409 0.110 130.361 0.116
202412 2.930 131.432 3.070
202503 20.720 131.948 21.622
202506 0.180 133.241 0.186
202509 2.410 133.819 2.480
202512 3.150 135.271 3.206
202603 19.210 136.539 19.373
202606 2.380 137.695 2.380

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp10.15 mean?
PT Allo Bank Indonesia Tbk (ISX:BBHI) has a E10 of Rp10.15 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Allo Bank Indonesia Tbk and its competitors.
Is PT Allo Bank Indonesia Tbk's E10 too high?
PT Allo Bank Indonesia Tbk's current E10 is Rp10.15. Overall, PT Allo Bank Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Allo Bank Indonesia Tbk's E10 compare to competitors?
PT Allo Bank Indonesia Tbk's E10 of Rp10.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Allo Bank Indonesia Tbk and its competitors. PT Allo Bank Indonesia Tbk's current E10 is Rp10.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Allo Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk (ISX:BBHI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp1,751.38, compared to a current price of Rp900.00 — trading 48.6% below its estimated fair value. The current E10 is Rp10.15. PT Allo Bank Indonesia Tbk's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Allo Bank Indonesia Tbk (ISX:BBHI), the current E10 is Rp10.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Allo Bank Indonesia Tbk (ISX:BBHI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp900.00 is trading 48.6% below its estimated GF Value™ of Rp1,751.38. GuruFocus considers PT Allo Bank Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBHI:

  • E10: Rp10.15
  • GF Value™: Rp1,751.38 vs. price of Rp900.00 (48.6% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Allo Bank Indonesia Tbk Business Description

Address Jalan Kapten P. Tendean No.12-14A, Menara Bank Mega, 5th-6th Floors, South Jakarta, Jakarta, IDN, 12790
PT Allo Bank Indonesia Tbk is engaged in providing banking products. Its products and services are Electronic money products with Allo Pay and Allo Pay+ branding, Savings products include Allo Prime and Allo Grow, Time Deposits, Digital credit with PayLater and Instant Cash branding, Fund Transfer Services, cardless cash withdrawals, electronic money top-ups, QRIS payments, biller payment services and loyalty programs in the form of Membership, Points, and Coupons (MPC). It operates through the Corporate segment, Retail segment, and Treasury segment. Its Corporate segment generates maximum revenue for the company.
54GF Score

Get the complete analysis for ISX:BBHI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp900.00
Price
Rp1,751.38
GF Value