PT Allo Bank Indonesia Tbk (ISX:BBHI) FCF Yield %: -14.34 (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBHI PT Allo Bank Indonesia Tbk ISX:BBHI
58 GF Score
Price Rp945.00
GF Value Rp1,781.21
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is PT Allo Bank Indonesia Tbk FCF Yield %?

PT Allo Bank Indonesia Tbk ISX:BBHI 58 FCF Yield % is -14.34 as of Jul. 21, 2026. GuruFocus rates ISX:BBHI with a GF Score™ of 58/100 and a GF Value™ of Rp1,781.21 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, PT Allo Bank Indonesia Tbk ranks worse than 84.62% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Allo Bank Indonesia Tbk's Trailing 12-Month Free Cash Flow is Rp-2,929,944 Mil, and Market Cap is Rp20,428,352 Mil. Therefore, PT Allo Bank Indonesia Tbk's FCF Yield % for today is -14.34%.

The historical rank and industry rank for PT Allo Bank Indonesia Tbk's FCF Yield % or its related term are showing as below:

ISX:BBHI' s FCF Yield % Range Over the Past 10 Years
Min: -32.82   Med: 1.34   Max: 52.71
Current: -14.34


During the past 11 years, the highest FCF Yield % of PT Allo Bank Indonesia Tbk was 52.71%. The lowest was -32.82%. And the median was 1.34%.

ISX:BBHI's FCF Yield % is ranked worse than
84.62% of 1502 companies
in the Banks industry
Industry Median: 8.14 vs ISX:BBHI: -14.34

PT Allo Bank Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -1,203.81%.


PT Allo Bank Indonesia Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Allo Bank Indonesia Tbk FCF Yield % Related Terms


PT Allo Bank Indonesia Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Allo Bank Indonesia Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Allo Bank Indonesia Tbk FCF Yield % Chart

PT Allo Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.74 -10.69 8.02 5.02 9.52

PT Allo Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 13.35 6.32 23.43 -81.73

PT Allo Bank Indonesia Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Allo Bank Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Allo Bank Indonesia Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Allo Bank Indonesia Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Allo Bank Indonesia Tbk's FCF Yield % falls into.


ISX:BBHI
58GF Score
PT Allo Bank Indonesia Tbk ISX:BBHI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Allo Bank Indonesia Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Allo Bank Indonesia Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=3070882.879 / 32243400.34
=9.52%

PT Allo Bank Indonesia Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-5896724.054 * 4 / 28859100.84
=-81.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -14.34 mean?
PT Allo Bank Indonesia Tbk (ISX:BBHI) has a FCF Yield % of -14.34 as of Jul. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Allo Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Allo Bank Indonesia Tbk ranks #1271 out of 1502 companies in the Banks industry, placing it in the top 84.6%.
Is PT Allo Bank Indonesia Tbk's FCF Yield % too high?
PT Allo Bank Indonesia Tbk's current FCF Yield % is -14.34. Based on the distribution chart, PT Allo Bank Indonesia Tbk ranks #1271 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Allo Bank Indonesia Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Allo Bank Indonesia Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Allo Bank Indonesia Tbk ranks #1271 out of 1502 companies for FCF Yield %. This places PT Allo Bank Indonesia Tbk in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Allo Bank Indonesia Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Allo Bank Indonesia Tbk's current FCF Yield % is -14.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Allo Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk (ISX:BBHI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,781.21, compared to a current price of Rp945.00 — trading 46.9% below its estimated fair value. The current FCF Yield % is -14.34. PT Allo Bank Indonesia Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Allo Bank Indonesia Tbk (ISX:BBHI), the current FCF Yield % is -14.34 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Allo Bank Indonesia Tbk (ISX:BBHI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp945.00 is trading 46.9% below its estimated GF Value™ of Rp1,781.21. GuruFocus considers PT Allo Bank Indonesia Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBHI:

  • FCF Yield %: -14.34
  • GF Value™: Rp1,781.21 vs. price of Rp945.00 (46.9% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Allo Bank Indonesia Tbk Business Description

Address Jalan Kapten P. Tendean No.12-14A, Menara Bank Mega, 5th-6th Floors, South Jakarta, Jakarta, IDN, 12790
PT Allo Bank Indonesia Tbk is engaged in providing banking products. Its products and services are Electronic money products with Allo Pay and Allo Pay+ branding, Savings products include Allo Prime and Allo Grow, Time Deposits, Digital credit with PayLater and Instant Cash branding, Fund Transfer Services, cardless cash withdrawals, electronic money top-ups, QRIS payments, biller payment services and loyalty programs in the form of Membership, Points, and Coupons (MPC). It operates through the Corporate segment, Retail segment, and Treasury segment. Its Corporate segment generates maximum revenue for the company.
58GF Score

Get the complete analysis for ISX:BBHI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp945.00
Price
Rp1,781.21
GF Value